Lee County property record for 21206 Terni Ct, Estero, FL 33928 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,851 sqft · built 2007 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Oct 2019) |
| Tax Bill | $6,020 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-46-26-E2-0100D.0250 |
| Primary APN | 32-46-26-E2-0100D.0250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,851 sqft Living Area |
| Gross Area | 4,713 sqft |
| 1st Floor Area | 1,591 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 15,899 sqft (0.365 acres) |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 678 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10531617 |
|---|---|
| Street Address | 21206 TERNI CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-6415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA TERRA UNIT 9 AS DESC INST 2006-315370 BLK D LOT 25 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E2 |
| Legal Block | D |
| Legal Lot Number | 25 |
| Legal Unit | 9 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 50311 |
Source: Lee County records · APN 32-46-26-E2-0100D.0250
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21206 TERNI CT, ESTERO, FL 33928-6415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional with PMI FELLOWSHIP HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on Record |
| Deed Sale | Oct 17, 2019 · Amount on Record |
| Prior Sale | Aug 24, 2007 · Amount on Record |
| Deed Document Number | 2019240116 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 21206 TERNI CT, ESTERO, FL 33928-6415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 21206 TERNI CT, ESTERO, FL 33928-6415 |
| Document Number | 0000309600 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021000309600 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 17, 2019 |
| Property Address | 21206 TERNI CT, ESTERO, FL 33928-6415 |
| Document Number | 0000240116 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 240116 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21206 TERNI CT ESTERO FL 339286415, ESTERO, FL 33928-6415 |
| Document Number | 240117 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 240117 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,020.00 (+5.54%) Homeowner's exemption | $390,380 (+5.99%) | $542,257 (-9.83%) Land $125,364 Building $416,893 |
| 2023 | $5,704.00 (-0.16%) Homeowner's exemption | $368,328 (+3%) | $601,373 (+24.42%) Land $188,103 Building $413,270 |
| 2022 | $5,713.00 Homeowner's exemption | $357,600 | $483,332 Land $99,185 Building $384,147 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503115, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 88 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 376 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property
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|---|---|---|
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| Xfinity | Cable | 1,200 / 35 |
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