Lee County property record for 21200 Terni Ct, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,720 sqft · built 2007 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Jun 2021) |
| Tax Bill | $8,507 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Jun 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-46-26-E2-0100D.0240 |
| Primary APN | 32-46-26-E2-0100D.0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,720 sqft Living Area |
| Gross Area | 4,661 sqft |
| 1st Floor Area | 2,554 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 14,549 sqft (0.334 acres) |
| Garage Type | Attached |
| Garage Area | 613 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 328 sqft |
| Patio Area | 854 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10531616 |
|---|---|
| Street Address | 21200 TERNI CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-6415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT 9 AS DESC INST 2006-315370 BLK D LOT 24 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E2 |
| Legal Block | D |
| Legal Lot Number | 24 |
| Legal Unit | 9 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 50311 |
Source: Lee County records · APN 32-46-26-E2-0100D.0240
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21200 TERNI CT, ESTERO, FL 33928-6415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 06, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 08, 2021 | Warranty Deed, Transfer MARKETPLACE TITLE LLC, MARKETPLACE TITLE |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2021 · Amount on Record |
| Deed Sale | Jun 08, 2021 · Amount on Record |
| Prior Sale | Oct 11, 2017 · Amount on Record |
| Deed Document Number | 2021187859 |
| Last Transfer Date | Jan 22, 2025 |
| Transfer Doc | 0000019974 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 06, 2023 |
| Property Address | 21200 TERNI CT, ESTERO, FL 33928-6415 |
| Document Number | 0000081839 |
| Map Reference | DOC 200600315370 |
| Instrument Date | Jan 09, 2023 |
| Instrument | 2023000081839 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1014 TEJON TRL, BROOKLYN, MI 49230-8624 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1014 TEJON TRL, BROOKLYN, MI 49230-8624 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 08, 2021 |
| Property Address | 21200 TERNI CT, ESTERO, FL 33928-6415 |
| Document Number | 0000187859 |
| Map Reference | DOC 2006000315370 |
| Instrument Date | Jun 01, 2021 |
| Instrument | 2021000187859 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | MARKETPLACE TITLE LLC, MARKETPLACE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 SUMMERSWEET LN, 1307, BARTLETT, IL 60103-1599 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1014 TEJON TRL, BROOKLYN, MI 49230-8624 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 21200 TERNI CT, ESTERO, FL 33928-6415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000204173 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020000204173 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 21200 TERNI CT, ESTERO, FL 33928-6415 |
| Document Number | 0000212195 |
| Map Reference | DOC2006000315370 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 2017000212195 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | MARKETPLACE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3343 ATLANTIC CIR, 3343, NAPLES, FL 34119-8639 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21200 TERNI CT, ESTERO, FL 33928-6415 |
| Document Number | 0000212196 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2017000212196 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,507.00 (+1.26%) Homeowner's exemption | $581,403 (+1.33%) Land $120,721 Building $460,682 | $581,403 (+1.33%) Land $120,721 Building $460,682 |
| 2023 | $8,401.00 (+12.31%) | $573,756 (+24.42%) Land $172,078 Building $401,678 | $573,756 (+24.42%) Land $172,078 Building $401,678 |
| 2022 | $7,480.00 | $461,158 Land $99,185 Building $361,973 | $461,158 Land $99,185 Building $361,973 |
Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Lumen Technologies.
Based on FCC filings for 276 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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