21200 Armada Ridge Rd, Armada, MI 48005 Property Records

Macomb County property record for 21200 Armada Ridge Rd, Armada, MI 48005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,013 sqft · built 1955
Lot Size1.87 acres (81,457 sqft)
OwnerIndividual Name on File
Last Sale$196,000 (Oct 2016)
Tax Bill$4,112 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-02-27-400-020

Property Details

APN / Parcel Number

Primary APN13-02-27-400-020
Alternative APN
  • 0227400020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,013 sqft Living Area
1st Floor Area2,013 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area81,457 sqft (1.87 acres)
Lot Width165 ft Width
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21200 ARMADA RIDGE RD
CityARMADA
StateMI
Zip48005-3716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG 1.75
Legal Description02 27 400 020 T5N R13E COMM AT S 1/4 POST SEC 27, TH N00-26-09W 1283.9 FT ALG N & S 1/4 LINE TO POB, TH N49-13-51W 128.04 FT, TH 141.98 FT ALG CURVE TO LEFT [RADIUS 309.71 FT, LNG CHORD N19-11-42E 141.35 FT ALG CEN LINE ARMADA RIDGE RD; TH N06-00-15E
Legal Range13E
Legal Township05N
Legal Section02
JurisdictionMACOMB MI
Township / Civil DivisionARMADA
Census Block Group3
Census Block3006
Census Tract212000

Owner

21200 Armada Ridge Rd is owned and occupied by an individual who acquired it in October 2021.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address21200 ARMADA RIDGE RD, ARMADA, MI 48005-3716
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Oct 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2016 · Amount on File
Deed SaleOct 21, 2016 · Amount on File
Deed Document Number20166124574
Deed Book / Page24340 / 782
Last Transfer DateOct 6, 2021
Transfer Doc0002262443
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21200 ARMADA RIDGE RD, ARMADA, MI 48005-3716
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address21200 ARMADA RIDGE RD, ARMADA, MI 48005-3716

Mortgage

Document Number2300067034
DateAug 4, 2023
Book Page29242/403
Instrument202300067034
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 3, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateOct 28, 2021
Property Address21200 ARMADA RIDGE RD, ARMADA, MI 48005-3716
Document Number2102262443
Book / Page28153 / 308
Instrument DateOct 6, 2021
Instrument202102262443
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21200 ARMADA RIDGE RD, ARMADA, MI 48005-3716

Mortgage

Document Number2102262444
DateOct 28, 2021
Instrument202102262444
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21200 Armada Ridge Rd was $4,112 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionArmada Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,000$300,000
2025$4,112.00
2023$120,000$240,000
2022$3,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21200 Armada Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21200 Armada Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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