Macomb County property record for 21180 Armada Ridge Rd, Armada, MI 48005
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,037 sqft · built 1974 |
| Lot Size | 2.45 acres (106,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Sep 2025) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02-27-300-034 |
| Primary APN | 13-02-27-300-034 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,037 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| Basement Area | 1,281 sqft |
| Unfinished Basement | 1,281 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 106,940 sqft (2.45 acres) |
| Lot Width | 240 ft Width |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21180 ARMADA RIDGE RD |
|---|---|
| City | ARMADA |
| State | MI |
| Zip | 48005-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG 1.75 |
| Legal Description | 02 27 300 034 SEC 27 T5N R13E COMM AT S 1/4 POST SEC 27, TH N00-26-09W 964.93 FT [REC.N00-23-48W] ALG N & S 1/4 LINE TO POB, TH EXT ALG N/S 1/4 LN N00-26-09W 104.61 FT, TH N89-57-49E 340.49 FT, TH N00-03-50W 89.65 FT; TH N70-00-00W 363.97 FT TO N/S 1 |
| Legal Range | 13E |
| Legal Township | 05N |
| Legal Section | 27 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ARMADA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 212000 |
21180 Armada Ridge Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21180 ARMADA RIDGE RD, ARMADA, MI 48005-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
| Jan 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Oct 30, 2019 | Quit Claim Deed · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Jun 17, 2019 | Quit Claim Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Deed Document Number | 202578829 |
| Deed Book / Page | 30267 / 665 |
| Prior Transfer Date | Oct 22, 2019 |
| Prior Transfer Doc | 0000122915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 29, 2026 |
| Property Address | 21180 ARMADA RIDGE RD, ARMADA, MI 48005-3714 |
| Document Number | 0000040916 |
| Book / Page | 30638 / 745 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202640916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 21180 ARMADA RIDGE RD, ARMADA, MI 48005-3714 |
| Document Number | 0000040916, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 30638/745 |
| Instrument | 202640916 |
| Name | MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 15, 2031 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21180 ARMADA RIDGE RD, ARMADA, MI 48005-3714 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21180 ARMADA RIDGE RD, ARMADA, MI 48005-3714 |
| Document Number | 2300001879 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 28961/913 |
| Instrument | 202300001879 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Nov 15, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 30, 2019 |
| Property Address | 21180 ARMADA RIDGE RD, ARMADA, MI 48005-3714 |
| Document Number | 0000122914 |
| Book / Page | 026299 / 000649 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 122914 |
| Record Updated | Dec 2, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21180 ARMADA RIDGE RD ARMADA MI 480053714, ARMADA, MI 48005-3714 |
| Document Number | 122915 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 026299/000651 |
| Instrument | 122915 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 17, 2019 |
| Property Address | 21180 ARMADA RIDGE RD, ARMADA, MI 48005-3714 |
| Document Number | 0000067572 |
| Book / Page | 026020 / 000124 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 67572 |
| Record Updated | Jul 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21180 ARMADA RIDGE RD ARMADA MI 480053714, ARMADA, MI 48005-3714 |
The 2025 property tax bill for 21180 Armada Ridge Rd was $3,905 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Armada Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,900 (+7.86%) | $375,800 (+7.86%) | |
| 2025 | $3,905.00 Homeowner's exemption | $174,200 | $348,400 |
| 2023 | $149,900 | $299,800 | |
| 2022 | $3,353.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21180 Armada Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21180 Armada Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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