Santa Rosa County property record for 2120 Tom St, Navarre, FL 32566
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2005 |
| Lot Size | 0.061 acres (2,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Jan 2005) |
| Tax Bill | $2,238 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2S-26-4695-00000-2120 |
| Primary APN | 13-2S-26-4695-00000-2120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Adjusted Area |
| Year Built | Built 2005 |
|---|---|
| Lot Area | 2,700 sqft |
| Lot Dimensions | 100 ft deep x 27 ft wide |
| Garage Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 132S264695000002120 |
|---|---|
| Street Address | 2120 TOM ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3303 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SANTA ROSA OAKS CONDOMINIUM UNIT 2120 WITH AN UNDIV SHARE IN COMMON AREA AS DES IN OR 2401 PG 941 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | SANTA ROSA OAKS COND |
| Legal Unit | 2120 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10828 |
2120 Tom St, a condominium, is owned by an individual who bought it in January 2005.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8120 COSICA BLVD, NAVARRE, FL 32566-4124 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2005 · Amount on File |
| Deed Sale | Jan 31, 2005 · Amount on File |
| Prior Sale | Jan 20, 2005 · Amount on File |
| Deed Document Number | 200506192 |
| Deed Book / Page | 2401 / 0941 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,238.00 (+5.37%) | $225,000 (+4.65%) Building $225,000 | $225,000 (+4.65%) Building $225,000 |
| 2023 | $2,124.00 (+7.11%) | $215,000 (+7.5%) Building $215,000 | $215,000 (+7.5%) Building $215,000 |
| 2022 | $1,983.00 | $200,000 | $200,000 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2120 Tom St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2120 Tom St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
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