2105 Tom St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2105 Tom St, Navarre, FL 32566

Property Summary

Property TypeRestaurant
Details1 bd · 2 ba · 1,980 sqft · built 1975
Lot Size0.516 acres (22,500 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (Oct 2015)
Tax Bill$3,774 (2024)
Flood ZoneZone X (minimal risk)
APN21-2S-26-0780-0QQ97-0000

Property Details

APN / Parcel Number

Primary APN21-2S-26-0780-0QQ97-0000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,980 sqft Total Area
1st Floor Area1,896 sqft
FlooringVinyl/Resilient
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area22,500 sqft (0.516 acres)
Lot Dimensions1,800 ft deep x 1,250 ft wide
Canopy120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number212S2607800QQ970000
Street Address2105 TOM ST
CityNAVARRE
StateFL
Zip32566-3304
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeHCD
Legal DescriptionCRESCENT SHORES PORT OF LOT QQ LYING W OF TOM ST DES AS COM NE CORN OF LOT QQ THN W 47 2.8 FT THN S 1644.45 FT FOR POB & CONT
Legal Range26W
Legal Township02S
Legal Section21
Legal SubdivisionCRESCENT SHORES
Legal Lot NumberQQ
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1003
Census Tract10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2105 TOM ST, NAVARRE, FL 32566-3304
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2015 · Amount on Record
Deed SaleOct 30, 2015 · Amount on Record
Deed Document Number201541154
Deed Book / Page3473 / 0022
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,774.00 (+10.22%)$294,747 (+15.24%) Land $165,843 Building $128,904$294,747 (+15.24%) Land $165,843 Building $128,904
2023$3,424.00 (+4.36%)$255,773 (+5.11%) Land $154,968 Building $100,805$255,773 (+5.11%) Land $154,968 Building $100,805
2022$3,281.00$243,342$243,342 Land $152,250 Building $91,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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