2120 N Cole St, Lima, OH 45801 Property Records

Allen County property record for 2120 N Cole St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,749 sqft · built 1959
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Oct 2023)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2407-04-011.000`

Property Details

APN / Parcel Number

Primary APN	`36-2407-04-011.000`
Alternative APN	`M3736240704011000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,749 sqft Living Area
Gross Area	3,981 sqft
1st Floor Area	1,749 sqft
Basement Area	1,749 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	39,988 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Patio Area	210 sqft
Canopy	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2120 N COLE ST
City	LIMA
State	OH
Zip	45801-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGINGTON SUBDIVISION LOTS 20616 & 20617 FF 200.00 JOINT TEN
Legal Subdivision	EDGINGTON SUBDIVISION
Legal Lot Number	20616
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2001
Census Tract	12200

Owner

2120 N Cole St is owned and occupied by two individuals who bought it in October 2023.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2120 N COLE ST, LIMA, OH 45801-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO
Jul 10, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Oct 16, 2013 · Amount on File
Deed Document Number	20239571
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 31, 2023
Property Address	2120 N COLE ST, LIMA, OH 45801-2429
Document Number	10310009571
Book / Page	2023 / 9571
Map Reference	MB 7 PG 171
Instrument Date	Oct 30, 2023
Instrument	202310310009571
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2120 N COLE ST, LIMA, OH 45801-2429

Mortgage

Document Number	10310009572
Date	Oct 31, 2023
Instrument	202310310009572

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2120 N COLE ST, LIMA, OH 45801-2429
Document Number	0000008200
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 N COLE ST LIMA OH 458012429, LIMA, OH 45801-2429

Mortgage

Document Number	0000008200
Date	Jul 21, 2020
Instrument	8200

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2120 N Cole St was $2,140, down 1.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00 (-1.38%)	$54,430 (-) Land $14,180 Building $40,250	$155,500 (-) Land $40,500 Building $115,000
2024	$2,170.00 (+11.23%) Homeowner's exemption	$54,430 (+23.01%) Land $14,180 Building $40,250	$155,500 Land $40,500 Building $115,000
2023	$1,951.00 (-1.76%) Homeowner's exemption	$44,250 (-) Land $11,520 Building $32,730
2022	$1,986.00 Homeowner's exemption	$44,250 Land $11,520 Building $32,730
2021			$126,400 Land $32,900 Building $93,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2120 N Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2120 N Cole St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies.

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