2056 N Cole St, Lima, OH 45801 Property Records

Allen County property record for 2056 N Cole St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,432 sqft · built 1963
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$112,500 (Dec 2019)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2407-04-012.000`

Property Details

APN / Parcel Number

Primary APN	`36-2407-04-012.000`
Alternative APN	`M3736240704012000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 99.5 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Patio Area	364 sqft
Canopy	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2056 N COLE ST
City	LIMA
State	OH
Zip	45801-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGINGTON SUBDIVISION LOT 20618-.002 AC ST HWY EASE JOINT TEN FF 100.00
Legal Subdivision	EDGINGTON SUBDIVISION
Legal Lot Number	20618
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2001
Census Tract	12200

Owner

2056 N Cole St is owned and occupied by two individuals who bought it in December 2019.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2056 N COLE ST, LIMA, OH 45801-2427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Sep 15, 1988 · Amount on File
Deed Document Number	201913583
Deed Book / Page	2019 / 13583
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 20, 2019
Property Address	2056 N COLE ST, LIMA, OH 45801-2427
Document Number	0000013583
Instrument Date	Dec 19, 2019
Instrument	13583
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2056 N COLE ST LIMA OH 458012427, LIMA, OH 45801-2427

Mortgage

Document Number	13584
Date	Dec 20, 2019
Instrument	13584

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2056 N Cole St was $1,996, down 1.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,996.00 (-1.38%)	$50,620 (-) Land $9,490 Building $41,130	$144,600 (-) Land $27,100 Building $117,500
2024	$2,024.00 (+11.21%) Homeowner's exemption	$50,620 (+23.07%) Land $9,490 Building $41,130	$144,600 Land $27,100 Building $117,500
2023	$1,820.00 (-1.73%) Homeowner's exemption	$41,130 (-) Land $7,700 Building $33,430
2022	$1,852.00 Homeowner's exemption	$41,130 Land $7,700 Building $33,430
2021			$117,500 Land $22,000 Building $95,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2056 N Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2056 N Cole St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20