2120 McRorie Rd, Monroe, NC 28112 Property Records

Union County property record for 2120 McRorie Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1976
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Dec 2005)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Apr 2023 Reverse Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-060-007C`

Property Details

APN / Parcel Number

Primary APN	`04-060-007C`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2120 MCRORIE RD
City	MONROE
State	NC
Zip	28112-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	2120 MCRORIE RD
Legal Subdivision	1309900
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2017
Census Tract	20702

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2120 MCRORIE RD, MONROE, NC 28112-8728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2005 · Amount on Record
Deed Sale	Dec 2, 2005 · Amount on Record
Prior Sale	Aug 14, 1998 · Amount on Record
Deed Document Number	20057880
Deed Book / Page	4001 / 302
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2120 MCRORIE RD, MONROE, NC 28112-8728
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 MCRORIE RD, MONROE, NC 28112-8728

Mortgage

Document Number	0008696179
Date	Apr 26, 2023
Book Page	8696/179
Instrument	9616

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.92%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.9%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2120 MCRORIE RD, MONROE, NC 28112-8728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OHAMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7915104
Date	Dec 9, 2020
Book Page	7915/104
Instrument	51244

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,800 (-) Land $54,900 Building $212,900	$267,800 (-) Land $54,900 Building $212,900
2025	$1,280.00 (-7.38%)	$267,800 (+20.63%) Land $54,900 Building $212,900	$267,800 (+20.63%) Land $54,900 Building $212,900
2023	$1,382.00	$222,000 Land $18,300 Building $203,700	$222,000 Land $18,300 Building $203,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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