2020 McRorie Rd, Monroe, NC 28112 Property Records

Union County property record for 2020 McRorie Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,577 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Apr 2016)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-057-004`

Property Details

APN / Parcel Number

Primary APN	`04-057-004`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,577 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	948 sqft
Porch	Slab
Porch Area	1,035 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2020 MCRORIE RD
City	MONROE
State	NC
Zip	28112-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	OPCN517
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	2
Census Block	2017
Census Tract	20702

Owner

2020 McRorie Rd is owned by two individuals who acquired it in March 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2003 OLD PAGELAND MONROE RD, MONROE, NC 28112-9175
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 20, 2017	Trustee's Deed, Construction Loan · Line of Credit GEORGIA BKNG
Aug 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2016 · Amount on File
Deed Sale	Apr 6, 2016 · Amount on File
Prior Sale	Jul 21, 2015 · Amount on File
Deed Document Number	20169039
Deed Book / Page	6648 / 674
Last Transfer Date	Mar 28, 2017
Transfer Doc	6990399
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2020 MCRORIE RD, MONROE, NC 28112-8727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7221296
Date	Aug 22, 2018
Book Page	7221/296
Instrument	0023843

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2020 MCRORIE RD, MONROE, NC 28112-8727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7263253
Date	Nov 2, 2018
Book Page	7263/253
Instrument	0030835

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2020 MCRORIE RD, MONROE, NC 28112-8727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7903677
Date	Nov 30, 2020
Book Page	7903/677
Instrument	49613

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Oct 20, 2017
Property Address	2020 MCRORIE RD, MONROE, NC 28112-8727
Book / Page	007037 / 000744
Instrument Date	Oct 20, 2017
Instrument	30882
Transaction Type	Construction Loan
Record Updated	Dec 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 MCRORIE RD MONROE NC 281128727, MONROE, NC 28112-8727

Mortgage

Document Number	7037744
Date	Oct 20, 2017
Book Page	007037/000744
Instrument	30882

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 19, 2018

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 8, 2017
Property Address	2020 MCRORIE RD, MONROE, NC 28112-8727
Document Number	6990399
Book / Page	006990 / 000399
Instrument Date	Mar 28, 2017
Instrument	22885
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2003 OLD PAGELAND MONROE RD MONROE NC 281129175, MONROE, NC 28112-9175

Tax Assessment & Valuation

The 2025 property tax bill for 2020 McRorie Rd was $2,960.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,000 (-) Land $90,000 Building $529,000	$619,000 (-) Land $90,000 Building $529,000
2025	$2,960.00	$619,000 Land $90,000 Building $529,000	$619,000 Land $90,000 Building $529,000
2023	$3,121.00	$501,200 Land $38,200 Building $463,000	$501,200 Land $38,200 Building $463,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 McRorie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 McRorie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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