2120 FM 1704, Elgin, TX 78621 Property Records

Bastrop County property record for 2120 FM 1704, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	2,124 sqft · built 2001
Lot Size	7.4 acres (322,736 sqft)
Owner	2 Individual Names on File
Last Sale	$256,100 (Oct 2017)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R88043`

Property Details

APN / Parcel Number

Primary APN	`R88043`
Alternative APN	`O0223502`

Interior

Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,932 sqft
2nd Floor Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Metal
Lot Area	322,736 sqft (7.4 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	480 sqft
Porch	Covered Porch
Porch Area	1,104 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2120 FM 1704
City	ELGIN
State	TX
Zip	78621-5727
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A60 STANDIFER, JAMES, ACRES 7.409
Legal Subdivision	STANDIFER, JAMES
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	950101

Owner

2120 FM 1704, a rural home, is owned and occupied by two individuals who bought it in October 2017.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2120 FM 1704, ELGIN, TX 78621-5727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 2, 2017	Intrafamily Transfer, Transfer · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Prior Sale	Jan 26, 2015 · Amount on File
Deed Document Number	201714193
Prior Transfer Date	Jun 15, 2012
Prior Transfer Doc	2153/128
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	2120 FM 1704, ELGIN, TX 78621-5727
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202121542
Date	Oct 4, 2021
Instrument	202121542

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BASTROP TX
Recording Date	Oct 2, 2017
Property Address	2120 FM 1704, ELGIN, TX 78621-5727
Document Number	201714193
Instrument Date	Sep 25, 2017
Instrument	201714193
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ELEVATED TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 FM 1704, ELGIN, TX 78621-5727

Mortgage

Document Number	201714194
Date	Oct 2, 2017
Instrument	201714194

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2120 FM 1704 was $2,944 with exemptions applied, down 21.6% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,944.00 (-21.62%) Homeowner's exemption Disabled Person's exemption	$344,622 Land $77,459 Building $267,163	$550,977 Land $283,814 Building $267,163
2024	$3,756.00
2023		$385,542 Land $77,398 Building $308,144	$591,958 Land $283,814 Building $308,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2120 FM 1704 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2120 FM 1704 is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
VTX Communications Fixed Wireless	50 / 10

May also be available: SOS Communications, Verizon.

Nearby Properties on FM 1704

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