2107 FM 1704, Elgin, TX 78621 Property Records

Bastrop County property record for 2107 FM 1704, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	2,104 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,652 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61494`

Property Details

APN / Parcel Number

Primary APN	`R61494`
Alternative APN	`O0079097`

Interior

Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Finished Porch
Porch Area	96 sqft
Deck Area	90 sqft
Storage Building	308 sqft
Pole Barn	1,392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2107 FM 1704
City	ELGIN
State	TX
Zip	78621-5789
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A337 WEST, C. A. , ACRES 2.000
Legal Subdivision	WEST, C. A.
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	950101

Owner

2107 FM 1704, a rural home, is owned and occupied by two individuals who acquired it in October 2020.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2107 FM 1704, ELGIN, TX 78621-5789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed of Trust, Mortgage · Line of Credit FRONTIER BANK OF TEXAS
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit FRONTIER BANK OF TEXAS
Oct 27, 2020	Warranty Deed, Transfer TEXAS NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020
Deed Sale	Oct 27, 2020
Deed Document Number	202018759
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	2107 FM 1704, ELGIN, TX 78621-5789
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 FM 1704, ELGIN, TX 78621-5789

Mortgage

Document Number	0202410191
Date	Jun 25, 2024
Instrument	202410191

Lender

Name	FRONTIER BANK OF TEXAS
Type	Bank
Address	ELGIN, TX 78621

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	2107 FM 1704, ELGIN, TX 78621-5789
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2107 1704, ELGIN, TX 78621

Mortgage

Document Number	0202217261
Date	Aug 4, 2022
Instrument	202217261

Lender

Name	FRONTIER BANK OF TEXAS
Type	Bank
Address	ELGIN, TX 78621

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jul 29, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Oct 27, 2020
Property Address	2107 FM 1704, ELGIN, TX 78621-5789
Document Number	0202018759
Instrument Date	Oct 26, 2020
Instrument	202018759
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 COUNTY ROAD 18048, CEDAR PARK, TX 78641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SPLITROCK ST, ROUND ROCK, TX 78681-3721

Tax Assessment & Valuation

The 2025 property tax bill for 2107 FM 1704 was $6,652 with a homeowner's exemption, up 90.4% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,652.00 (+90.38%) Homeowner's exemption	$428,179 Land $185,000 Building $243,179	$428,179 Land $185,000 Building $243,179
2024	$3,494.00
2023		$191,236 Land $185,000 Building $6,236	$191,236 Land $185,000 Building $6,236
2022	$3,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 FM 1704 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 FM 1704 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: SOS Communications, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 1704

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