2120 Cobalt Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 2120 Cobalt Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,501 sqft · built 2015
Lot Size	0.146 acres (6,372 sqft)
Owner	Trust Name on File
Last Sale	$285,000 (Dec 2021)
Tax Bill	$4,198 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-07-104-024`

Property Details

APN / Parcel Number

Primary APN	`11-07-104-024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area
Basement Area	1,501 sqft
Finished Basement	1,026 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,372 sqft (0.146 acres)
Lot Dimensions	88 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	144 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2120 COBALT CT
City	DUBUQUE
State	IA
Zip	52001-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 SKY BLUE ESTATES
Legal Subdivision	MARSHALL
Legal Lot Number	11
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1015
Census Tract	10103

Owner

2120 Cobalt Ct is owner-occupied and held in a trust since April 2024.

Source: Dubuque County records, as of December 23, 2025

Owner of Record	Trust Name on File
Mailing Address	2120 COBALT CT, DUBUQUE, IA 52001-8647
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLLINS COMMUNITY CU
Dec 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Jan 26, 2015 · Amount on File
Deed Document Number	202120501
Last Transfer Date	Apr 25, 2024
Transfer Doc	0000004133
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2120 COBALT CT, DUBUQUE, IA 52001-8647
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003111
Date	Mar 21, 2017
Instrument	2017-00003111

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 17, 2021
Property Address	2120 COBALT CT, DUBUQUE, IA 52001-8647
Document Number	0000020501
Instrument Date	Dec 17, 2021
Instrument	2021-00020501
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2120 COBALT CT, DUBUQUE, IA 52001-8647

Tax Assessment & Valuation

The 2025 property tax bill for 2120 Cobalt Ct was $4,198 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,198.00 Homeowner's exemption	$320,300 Land $41,500 Building $278,800	$320,300 Land $41,500 Building $278,800
2024	$4,198.00
2023		$315,800 (+11.73%) Land $38,000 Building $277,800	$315,800 Land $38,000 Building $277,800
2022	$4,720.00	$282,640 Land $31,100 Building $251,540
2021			$282,640 Land $31,100 Building $251,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2120 Cobalt Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2001–2023)
Most Recent Claim	May 2023 · Flooding
Claims by Event	Flooding, May 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2120 Cobalt Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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