2105 Cobalt Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 2105 Cobalt Ct, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,489 sqft · built 2016
Lot Size0.162 acres (7,080 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Dec 2021)
Tax Bill$4,266 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN11-07-109-002

Property Details

APN / Parcel Number

Primary APN11-07-109-002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,489 sqft Living Area
Basement Area1,489 sqft
Finished Basement1,026 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,080 sqft (0.162 acres)
Lot Dimensions88 ft deep x 80 ft wide
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2105 COBALT CT
CityDUBUQUE
StateIA
Zip52001-8647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 SKY BLUE ESTATES
Legal SubdivisionMARSHALL
Legal Lot Number15
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1015
Census Tract10103

Owner

Source: Dubuque County records · APN 11-07-109-002

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2105 COBALT CT, DUBUQUE, IA 52001-8647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Warranty Deed, Transfer · Conventional Mortgage
MIDWESTONE BANK
Feb 28, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Nov 20, 2019Deed of Trust, Mortgage
FIDELITY BK
Sep 17, 2018Deed of Trust, Mortgage
FIDELITY BK
Jun 16, 2017Deed of Trust, Subdivision Related Transfer
DUBUQUE BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Deed Document Number2021-00020587
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateDec 20, 2021
Property Address2105 COBALT CT, DUBUQUE, IA 52001-8647
Document Number0000020587
Instrument DateDec 16, 2021
Instrument2021-00020587
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$423.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2105 COBALT CT, DUBUQUE, IA 52001-8647

Mortgage

Document Number0000020588
DateDec 20, 2021
Instrument2021-00020588
Lender
NameMIDWESTONE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2105 COBALT CT, DUBUQUE, IA 52001-8647
Document Number0000002780
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedApr 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2105 COBALT CT DUBUQUE IA 520018647, DUBUQUE, IA 52001-8647

Mortgage

Document Number0000002780
DateMar 06, 2020
Instrument2780
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 05, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2105 COBALT CT, DUBUQUE, IA 52001-8647
Document Number0000014646
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address246 STATE ROAD 35 HAZEL GREEN WI 538119752, HAZEL GREEN, WI 53811-9752

Mortgage

Document Number0000014646
DateNov 22, 2019
Instrument14646
Lender
NameFIDELITY BK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
AmountAmount Recorded
Term480 Months
DueNov 21, 2059

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2105 COBALT CT, DUBUQUE, IA 52001-8647
Document Number0000011222
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address246 STATE ROAD 35 HAZEL GREEN WI 538119752, HAZEL GREEN, WI 53811-9752

Mortgage

Document Number0000011222
DateSep 26, 2018
Instrument11222
Lender
NameFIDELITY BK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
AmountAmount Recorded

June 2017: Deed of Trust, Subdivision Related Transfer

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2105 COBALT CT, DUBUQUE, IA 52001-8647
Document Number0000007243
Instrument DateJun 16, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 12, 2017

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2105 COBALT CT DUBUQUE IA 520018647, DUBUQUE, IA 52001-8647

Mortgage

Document Number0000007243
DateJun 16, 2017
Instrument7243
Lender
NameDUBUQUE BK&TR
TypeBank
AddressDUBUQUE, IA 52002
Agreement
AmountAmount Recorded
Term360 Months
DueJun 15, 2047

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$311,700 (+1.56%) Land $46,100 Building $265,600$311,700 (+1.56%) Land $46,100 Building $265,600
2024$4,266.00 (-7.3%)
2023$306,900 (+11.28%) Land $42,200 Building $264,700$306,900 (+11.28%) Land $42,200 Building $264,700
2022$4,602.00 Homeowner's exemption$275,790 Land $34,560 Building $241,230
2021$275,790 Land $34,560 Building $241,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), as of August 9, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190610101031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (2001–2023)
Most Recent ClaimMay 2023 · Flooding
Claims by Event
  • Flooding, May 2023 · 3 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hawkeye Topco Holdings
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Comelec Services.

Based on FCC filings for 154 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA3126052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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