212 Two Circle Rd, Destin, FL 32541 Property Records

Okaloosa County property record for 212 Two Circle Rd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,412 sqft · built 1997
Lot Size0.236 acres (10,288 sqft)
Owner2 Individual Names on Record
Tax Bill$2,302 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-590-4994-0

Property Details

APN / Parcel Number

Primary APNC56-000-590-4994-0
Alternative APN
  • 00-2S-22-4518-0000-1010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,412 sqft Heated Area
Gross Area3,060 sqft
1st Floor Area2,199 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialStucco
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area10,288 sqft (0.236 acres)
Garage TypeFinished
Garage Area528 sqft
PorchOpen Porch
Porch Area134 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address212 TWO CIRCLE RD
CityDESTIN
StateFL
Zip32541-3367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKE PH I LOT 101
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN LAKE PH I
Legal Phase1
Legal Lot Number101
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2000
Census Tract23304

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address212 TWO CIRCLE RD, DESTIN, FL 32541-3367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2000
Deed SaleFeb 4, 2000
Deed Document Number1751671
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,302.00 (+5.69%) Homeowner's exemption$256,526 (+5.99%)$516,608 (+6.02%) Land $137,343 Building $379,265
2023$2,178.00 (+2.49%) Homeowner's exemption$242,035 (+3%)$487,290 (+12.73%) Land $124,619 Building $362,671
2022$2,125.00 Homeowner's exemption$234,985$432,254 Land $107,895 Building $324,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies576 units insured
incl. 533 condo units
Nearby Flood Claims106 (1978–2020)
Claims Outside the SFHA69 of 106
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Dennis, Jul 2005 · 12 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink.

Nearby Properties on Two Circle Rd

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