Okaloosa County property record for 206 Two Circle Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,033 sqft · built 1996 |
| Lot Size | 0.217 acres (9,490 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $230,000 (Aug 2010) |
| Tax Bill | $5,102 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4987-4 |
| Primary APN | C56-000-590-4987-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,033 sqft Heated Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 2,033 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 9,490 sqft (0.217 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Enclosed Porch |
| Porch Area | 218 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 206 TWO CIRCLE RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKE PH I LOT 55 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN LAKE PH I |
| Legal Phase | 1 |
| Legal Lot Number | 55 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-590-4987-4
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 201 S RAILROAD, MATTHEWS, MO 63867-7500 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2010 · Amount on Record |
| Deed Sale | Aug 10, 2010 · Amount on Record |
| Prior Sale | Oct 01, 2004 · Amount on Record |
| Deed Document Number | 2651066 |
| Deed Book / Page | 2947 / 1512 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 206 TWO CIRCLE RD, DESTIN, FL 32541-3367 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033671239 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 3367/1239 |
| Instrument | 3231865 |
| Name | FIRST STATE BANK & TRUST CO INC |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,102.00 (+11.3%) | $485,146 (+5.87%) Land $137,343 Building $347,803 | $485,146 (+5.87%) Land $137,343 Building $347,803 |
| 2023 | $4,584.00 (+10.35%) | $458,233 (+12.74%) Land $124,619 Building $333,614 | $458,233 (+12.74%) Land $124,619 Building $333,614 |
| 2022 | $4,154.00 | $406,458 Land $107,895 Building $298,563 | $406,458 Land $107,895 Building $298,563 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 576 units insured incl. 533 condo units |
| Nearby Flood Claims | 106 (1978–2020) |
| Claims Outside the SFHA | 69 of 106 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 284 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures