Cedar County property record for 212 Summit Dr, Tipton, IA 52772
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,036 sqft · built 2019 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,892 (2026) |
| Deeds & Mortgages | Jul 2019 Refinance Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048010014020010 |
| Primary APN | 048010014020010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Basement Area | 2,036 sqft |
| Finished Basement | 1,450 sqft |
| Unfinished Basement | 586 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 214 sqft |
| Deck Area | 74 sqft |
| Patio Area | 74 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 212 SUMMIT DR |
|---|---|
| City | TIPTON |
| State | IA |
| Zip | 52772-9393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRASEURS MILLENNIUM 1ST ADD LOT 12 NW SE |
| Legal Range | 03W |
| Legal Township | 80N |
| Legal Section | 01 |
| Legal Subdivision | FRASEURS MILLENNIUM 1ST ADD |
| Legal Lot Number | 12 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | CENTER |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 450300 |
212 Summit Dr is owned and occupied by two individuals.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 SUMMIT DR, TIPTON, IA 52772-9393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS SAVINGS BANK |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS SAVINGS BANK |
| Jul 2, 2025 | Deed of Trust, Mortgage LIBERTY TRUST & SAVINGS BANK |
| Mar 10, 2026 | Legal Action/Court Order, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 212 SUMMIT DR, TIPTON, IA 52772-9393 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001477/43 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 1477/43 |
| Instrument | 2199 |
| Name | CITIZENS SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 212 SUMMIT DR, TIPTON, IA 52772-9393 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001564/346 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 1564/346 |
| Instrument | 2021 76 |
| Name | CITIZENS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 212 SUMMIT DR, TIPTON, IA 52772-9393 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 212 SUMMIT DR, TIPTON, IA 52772-9393 |
| Document Number | 0001779/81 |
|---|---|
| Date | Jul 2, 2025 |
| Book Page | 1779/81 |
| Instrument | 2025 1734 |
| Name | LIBERTY TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | TIPTON, IA 52772 |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | Jun 2, 2030 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Mar 10, 2026 |
| Property Address | 212 SUMMIT DR, TIPTON, IA 52772-9393 |
| Document Number | 001810/259 |
| Book / Page | 1810 / 259 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 2026 663 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $108.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 212 SUMMIT DR, TIPTON, IA 52772-9393 |
The 2026 property tax bill for 212 Summit Dr was $1,892 with a homeowner's exemption.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Tipton City |
| Unified School District | Tipton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,892.00 Homeowner's exemption | $124,780 (-) Land $38,000 Building $86,780 | $523,630 (+319.64%) Land $38,000 Building $485,630 |
| 2025 | $1,892.00 (+80.88%) Homeowner's exemption Additional exemption filed | $124,780 Land $38,000 Building $86,780 | $124,780 Land $38,000 Building $86,780 |
| 2024 | $1,046.00 | ||
| 2023 | $51,830 (+6.1%) Land $38,000 Building $13,830 | $51,830 Land $38,000 Building $13,830 | |
| 2022 | $814.00 Homeowner's exemption Additional exemption filed | $48,850 Land $34,200 Building $14,650 | |
| 2021 | $48,850 Land $34,200 Building $14,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 212 Summit Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 212 Summit Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures