Cedar County property record for 117 Summit Dr, Tipton, IA 52772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,748 sqft · built 2018 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Oct 2018) |
| Tax Bill | $7,076 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048010014010070 |
| Primary APN | 048010014010070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Basement Area | 1,552 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 452 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,324 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 954 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 324 sqft |
| Patio Area | 418 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 117 SUMMIT DR |
|---|---|
| City | TIPTON |
| State | IA |
| Zip | 52772-9388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRASEURS MILLENNIUM 1ST ADD LOT 7 NW SE |
| Legal Range | 03W |
| Legal Township | 80N |
| Legal Section | 01 |
| Legal Subdivision | FRASEURS MILLENNIUM 1ST ADD |
| Legal Lot Number | 7 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | CENTER |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 450300 |
Source: Cedar County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 SUMMIT DR, TIPTON, IA 52772-9388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA |
| Nov 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST |
| Jan 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY BANK & TRUST |
| Oct 1, 2018 | Warranty Deed, Subdivision Related Transfer COMMUNITY STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Deed Document Number | 20183235 |
| Deed Book / Page | 1437 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 117 SUMMIT DR, TIPTON, IA 52772-9388 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001556/238 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 1556/238 |
| Instrument | 2020 4089 |
| Name | FIDELITY BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 117 SUMMIT DR, TIPTON, IA 52772-9388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1495/290 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 1495/290 |
| Instrument | 3656 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 117 SUMMIT DR, TIPTON, IA 52772-9388 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1503/347 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 1503/347 |
| Instrument | 202 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Oct 1, 2018 |
| Property Address | 117 SUMMIT DR, TIPTON, IA 52772-9388 |
| Document Number | 0001437/51 |
| Book / Page | 1437 / 51 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 000000003235 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 117 SUMMIT DR, TIPTON, IA 52772-9388 |
| Document Number | 0000001437/0000000055 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 0000001437/0000000055 |
| Instrument | 000000003236 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 171 Months |
| Due | Jan 1, 2033 |
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Tipton City |
| Unified School District | Tipton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,076.00 Homeowner's exemption | $451,300 (-) Land $40,850 Building $410,450 | $451,300 (-) Land $40,850 Building $410,450 |
| 2025 | $7,076.00 (+0.97%) Homeowner's exemption | $451,300 (+12.47%) Land $40,850 Building $410,450 | $451,300 (+12.47%) Land $40,850 Building $410,450 |
| 2024 | $7,008.00 (+7.19%) | ||
| 2023 | $401,270 (+21.53%) Land $40,850 Building $360,420 | $401,270 (+21.53%) Land $40,850 Building $360,420 | |
| 2022 | $6,538.00 Homeowner's exemption | $330,190 Land $36,770 Building $293,420 | |
| 2021 | $330,190 Land $36,770 Building $293,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures