212 Stroud St, Emerald Isle, NC 28594 Property Records

Carteret County property record for 212 Stroud St, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,388 sqft · built 2005
Lot Size0.347 acres (15,115 sqft)
OwnerIndividual Name on File
Last Sale$419,000 (Oct 2005)
Tax Bill$2,573 (2025)
Flood ZoneZone X (moderate risk)
APN5383.09.16.6769000

Property Details

APN / Parcel Number

Primary APN5383.09.16.6769000
Alternative APNs
  • 51303
  • 27008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,388 sqft Heated Area
Gross Area2,037 sqft
1st Floor Area32 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,115 sqft (0.347 acres)
Lot Dimensions104 ft deep x 106 ft wide
Deck Area40 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number27008
Street Address212 STROUD ST
CityEMERALD ISLE
StateNC
Zip28594-2477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL8 S1 OSPREY RIDGE
Legal SubdivisionOSPREY RIDGE
Legal Block16
Legal Lot Number8
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2043
Census Tract970904

Owner

212 Stroud St is owned by an individual who bought it in October 2005.

Source: Carteret County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1725 PEOPLES CREEK RD, ADVANCE, NC 27006-7453
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2005 · Amount on File
Deed SaleOct 24, 2005 · Amount on File
Prior SaleJan 10, 2005 · Amount on File
Deed Document Number20051138288
Deed Book / Page1138 / 288
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 212 Stroud St was $2,573.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$648,660 (-) Land $301,983 Building $346,677$648,660 (-) Land $301,983 Building $346,677
2025$2,573.00$648,660 Land $301,983 Building $346,677$648,660 Land $301,983 Building $346,677
2023$370,013 Land $148,304 Building $221,709$370,013 Land $148,304 Building $221,709
2022$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Stroud St in Zone X, an area of moderate flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Stroud St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stroud St

Nearby Streets

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