209 Stroud St, Emerald Isle, NC 28594 Property Records

Carteret County property record for 209 Stroud St, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1990
Lot Size	0.291 acres (12,676 sqft)
Owner	Company Name on Record
Last Sale	$777,000 (Mar 2025)
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5383.09.16.8640000`

Property Details

APN / Parcel Number

Primary APN	`5383.09.16.8640000`
Alternative APNs	`551549` `78094`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	1,343 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1996
Architectural Style	Cottage
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	167 ft deep x 76 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	42 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	78094
Street Address	209 STROUD ST
City	EMERALD ISLE
State	NC
Zip	28594-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5 S1 OSPREY RIDGE
Legal Subdivision	OSPREY RIDGE
Legal Block	16
Legal Lot Number	5
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2043
Census Tract	970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	519 GARDEN VALLEY DR, WINSTON SALEM, NC 27107-5010
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Commercial Mortgage COASTAL BANK & TRUST
Aug 20, 2021	Special Warranty Deed, Transfer
Oct 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Jan 8, 2024 · Amount on Record
Deed Document Number	20251849478
Deed Book / Page	1849 / 478
Prior Transfer Date	May 24, 2011
Prior Transfer Doc	0013770040
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 8, 2024
Property Address	209 STROUD ST, EMERALD ISLE, NC 28594-2477
Document Number	0018170189
Book / Page	1817 / 189
Map Reference	MB 28 PG 5
Instrument Date	Jan 2, 2024
Instrument	1817189
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 DOE DRIVE 7209 SOUND DRIVE, EMERALD ISLE, NC 28594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7209 SOUND DR, EMERALD ISLE, NC 28594-3030

Mortgage

Document Number	0001817190
Date	Jan 8, 2024
Instrument	1817190

Lender

Name	COASTAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 20, 2021
Property Address	209 STROUD ST, EMERALD ISLE, NC 28594-2477
Document Number	0017350226
Book / Page	1735 / 226
Map Reference	MB 28 PG 5
Instrument Date	Aug 12, 2021
Instrument	1735226
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 DOE DR, EMERALD ISLE, NC 28594-2316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 DOE DR, EMERALD ISLE, NC 28594-2316

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 30, 2020
Property Address	209 STROUD ST, EMERALD ISLE, NC 28594-2477
Document Number	0016930480
Book / Page	001693 / 000480
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9706 ASHLEY PL EMERALD ISLE NC 285941831, EMERALD ISLE, NC 28594-1831

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,664 (-) Land $281,847 Building $283,817	$565,664 (-) Land $281,847 Building $283,817
2025	$2,299.00 (+52.15%)	$565,664 (+122.82%) Land $281,847 Building $283,817	$565,664 (+122.82%) Land $281,847 Building $283,817
2023		$253,871 Land $151,939 Building $101,932	$253,871 Land $151,939 Building $101,932
2022	$1,511.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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