Madison County property record for 212 Rano Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.03 acres (45,169 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080-0000-0018-P |
| Primary APN | 0080-0000-0018-P |
|---|---|
| Alternative APNs |
|
| Lot Area | 45,169 sqft (1.03 acres) |
|---|
| Account Number | 55811 |
|---|---|
| Street Address | 212 RANO CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BECKAH RIDGE LOT 13 PH 2 |
| Legal Subdivision | BECKAH RIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11001 |
212 Rano Ct is owner-occupied and held in a trust since January 2012.
Source: Madison County records, as of December 9, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 212 RANO CT, RICHMOND, KY 40475-9826 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2019 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| Nov 18, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2012 |
| Transfer Doc | 00D675/296 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 212 RANO CT, RICHMOND, KY 40475-9826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01893/328 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | M01893/328 |
| Instrument | 2014000405 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount on Record |
|---|---|
| Term | 116 Months |
| Due | Jun 19, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 212 RANO CT, RICHMOND, KY 40475-9826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01901/364 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | M01901/364 |
| Instrument | 2014002512 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 6, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 212 Rano Ct was $2,593.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,593.00 | $275,000 | $275,000 |
| 2023 | $2,667.00 | $275,000 | $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 212 Rano Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 212 Rano Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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