Madison County property record for 209 Rano Ct, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,781 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080-0000-0018-V |
| Primary APN | 0080-0000-0018-V |
|---|---|
| Alternative APNs |
|
| Lot Area | 44,867 sqft (1.03 acres) |
|---|
| Account Number | 50947 |
|---|---|
| Street Address | 209 RANO CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BECKAH RIDGE LOT 19 PH 2 |
| Legal Subdivision | BECKAH RIDGE |
| Legal Phase | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 11001 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 209 RANO CT, RICHMOND, KY 40475-9826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2017 | Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU |
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU |
| Sep 30, 2022 | Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 12, 2011 |
| Transfer Doc | 00D667/026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 209 RANO CT, RICHMOND, KY 40475-9826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01776/647 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | M01776/647 |
| Instrument | 2013968355 |
| Name | MEMBERS HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 27, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 209 RANO CT, RICHMOND, KY 40475-9826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2058/731 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | M2058/731 |
| Instrument | 2014039033 |
| Name | MEMBERS HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 30, 2022 |
| Property Address | 209 RANO CT, RICHMOND, KY 40475-9826 |
| Document Number | 00D829/747 |
| Book / Page | D829 / 747 |
| Map Reference | CAB 17 SL 156 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2014114017 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 RAILROAD ST, HUSTONVILLE, KY 40437-8712 |
| Name | Verified Name |
|---|---|
| Address | 209 RANO CT, RICHMOND, KY 40475-9826 |
| Document Number | 2014114018 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2014114018 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,781.00 (+8.21%) | $295,000 (+11.32%) | $295,000 (+11.32%) |
| 2023 | $2,570.00 | $265,000 | $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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