Buncombe County property record for 212 Rainbow Ter, Black Mountain, NC 28711
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,708 sqft · built 2016 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Jul 2024) |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-60-4674-00000 |
| Primary APN | 0710-60-4674-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 686 sqft |
| 2nd Floor Area | 1,022 sqft |
| Basement Area | 506 sqft |
| Unfinished Basement | 506 sqft |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Townhouse |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 212 RAINBOW TER |
|---|---|
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8439 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DEED DATE: 2024-07-29 DEE |
| Legal Description | DEED DATE: 2024-07-29 DEED: 6426-1667 SUBDIV: BLOCK: LOT: 5 SECTION: PLAT: 0178-0092 |
| Legal Subdivision | BLACK MOUNTAIN BLDG & DEVELOPM |
| Legal Lot Number | 5 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 3105 |
Source: Buncombe County records · APN 0710-60-4674-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11 WING SHELL LN, HILTON HEAD, SC 29926-1902 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 08, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 23, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Jan 08, 2021 · Amount on Record |
| Deed Document Number | 0064261667 |
| Deed Book / Page | 6426 / 1667 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 212 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058440507 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 5844/0507 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 08, 2021 |
| Property Address | 212 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 0060040219 |
| Book / Page | 006004 / 000219 |
| Instrument Date | Jan 04, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $548.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 212 RAINBOW TER BLACK MOUNTAIN NC 287118439, BLACK MOUNTAIN, NC 28711-8439 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 23, 2019 |
| Property Address | 212 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 0057630108 |
| Book / Page | 5763 / 0108 |
| Map Reference | MB 178 PG 92 |
| Instrument Date | Apr 01, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 42ND AVE, 161, ST PETE BEACH, FL 33706-2501 |
| Name | Verified Name |
|---|---|
| Address | 212 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 57630111 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 5763/0111 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,231.00 (+5.94%) | $257,200 (-) | |
| 2023 | $2,106.00 | $257,200 | $257,200 (-) Building $257,200 |
| 2021 | $257,200 Building $257,200 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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