Buncombe County property record for 208 Rainbow Ter, Black Mountain, NC 28711 · Last verified October 2025
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,708 sqft · built 2016 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,500 (Nov 2023) |
| Tax Bill | $2,249 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-60-4650-00000 |
| Primary APN | 0710-60-4650-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,214 sqft Gross Area |
| 1st Floor Area | 686 sqft 1st Floor |
| 2nd Floor Area | 1,022 sqft 2nd Floor |
| Basement Area | 506 sqft Basement |
| Unfinished Basement | 506 sqft Unfinished |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Townhouse |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Deck Area | 16 sqft Deck |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 208 RAINBOW TER |
|---|---|
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8439 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | DEED DATE: 2023-11-03 DEED: 6362-1902 SUBDIV: BLOCK: LOT: 7 SECTION: PLAT: 0178-0092 |
| Legal Subdivision | COTTONWOOD TWNHMS |
| Legal Lot Number | 7 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 3105 |
Source: Buncombe County records · APN 0710-60-4650-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2023 | Warranty Deed, Transfer |
| Nov 05, 2019 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Jul 27, 2021 | Warranty Deed, Transfer · VA Mortgage ACOPIA LLC |
| Feb 15, 2019 | Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2023 · Amount on Record |
| Deed Sale | Nov 03, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 0063621902 |
| Deed Book / Page | 6362 / 1902 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Nov 03, 2023 |
| Property Address | 208 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 0063621902 |
| Book / Page | 6362 / 1902 |
| Map Reference | MB 178 PG 92 |
| Instrument Date | Nov 03, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1229 CAROL LN NE, ATLANTA, GA 30306-2207 |
| Name | Verified Name |
|---|---|
| Address | 208 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 208 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058291921 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 5829/1921 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 27, 2021 |
| Property Address | 208 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 0060990893 |
| Book / Page | 6099 / 893 |
| Map Reference | MB 178 PG 92 |
| Instrument Date | Jul 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2263 WIENBURG DR, 2263, MORAINE, OH 45439-7942 |
| Name | Verified Name |
|---|---|
| Address | 208 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 6099896 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 6099/896 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 15, 2019 |
| Property Address | 208 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 0057440451 |
| Book / Page | 5744 / 0451 |
| Map Reference | MB 178 PG 92 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 161 42ND AVE, 161, ST PETE BEACH, FL 33706-2501 |
| Name | Verified Name |
|---|---|
| Address | 208 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 57440454 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 5744/0454 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,249.00 (+6.29%) | $258,400 (-) | |
| 2023 | $2,116.00 | $258,400 | $258,400 (-) Building $258,400 |
| 2021 | $258,400 Building $258,400 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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