212 Pine Lake Dr, Monroe, NC 28110 Property Records

Union County property record for 212 Pine Lake Dr, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,857 sqft · built 2006
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Feb 2022)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-397-133`

Property Details

APN / Parcel Number

Primary APN	`09-397-133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,857 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	212 PINE LAKE DR
City	MONROE
State	NC
Zip	28110-8150
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#20 PONDSIDE PH1 MP3 OPCJ211
Legal Subdivision	PONDSIDE AKA VILLAS SUN VALLEY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20307

Owner

Source: Union County records · APN 09-397-133

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	141 EAGLES TER, SHELBY, NC 28150-9703
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 18, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA
May 02, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	20225220
Deed Book / Page	8396 / 168
Prior Transfer Date	Feb 07, 2022
Prior Transfer Doc	0008396168
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 10, 2022
Property Address	212 PINE LAKE DR, MONROE, NC 28110-8150
Document Number	0008396168
Book / Page	8396 / 168
Map Reference	CAB J FILE 211
Instrument Date	Feb 07, 2022
Instrument	5220
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 W NORTH TEMPLE APT 233, 644, SALT LAKE CITY, UT 84116-3786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 EAGLES TER, SHELBY, NC 28150-9703

Mortgage

Document Number	0000005221
Date	Feb 10, 2022
Instrument	5221

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 18, 2019
Property Address	212 PINE LAKE DR, MONROE, NC 28110-8150
Document Number	7352445
Book / Page	007352 / 000445
Instrument Date	Apr 18, 2019
Instrument	10120
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	MASTER TITLE AGENCY, MASTER TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	212 PINE LAKE DR MONROE NC 281108150, MONROE, NC 28110-8150

Mortgage

Document Number	7352447
Date	Apr 18, 2019
Book Page	007352/000447
Instrument	10121

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	212 PINE LAKE DR, MONROE, NC 28110-8150
Document Number	7151450
Instrument Date	May 02, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	212 PINE LAKE DR MONROE NC 281108150, MONROE, NC 28110-8150

Mortgage

Document Number	7151450
Date	May 07, 2018
Book Page	007151/000450
Instrument	12122

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 06, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,719.00 (+20.74%)	$406,700 (+52.61%) Land $84,100 Building $322,600	$406,700 (+52.61%) Land $84,100 Building $322,600
2023	$2,252.00	$266,500 Land $53,000 Building $213,500	$266,500 Land $53,000 Building $213,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2017

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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