208 Pine Lake Dr, Monroe, NC 28110 Property Records

Union County property record for 208 Pine Lake Dr, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,333 sqft · built 2006
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2021)
Tax Bill	$3,070 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-397-131`

Property Details

APN / Parcel Number

Primary APN	`09-397-131`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,333 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	208 PINE LAKE DR
City	MONROE
State	NC
Zip	28110-8150
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#18 PONDSIDE PH1 MP3 OPCJ211
Legal Subdivision	PONDSIDE AKA VILLAS SUN VALLEY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20307

Owner

Source: Union County records · APN 09-397-131

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	208 PINE LAKE DR, MONROE, NC 28110-8150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2021 · Amount on Record
Deed Sale	Jun 04, 2021 · Amount on Record
Prior Sale	Sep 14, 2006 · Amount on Record
Deed Document Number	202126760
Deed Book / Page	8127 / 420
Prior Transfer Date	Jun 11, 2011
Prior Transfer Doc	0014000398
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 04, 2021
Property Address	208 PINE LAKE DR, MONROE, NC 28110-8150
Document Number	8127420
Book / Page	8127 / 420
Map Reference	CAB J FILE 211
Instrument Date	Jun 04, 2021
Instrument	26760
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6053 WILORA LAKE RD # RD316, 6053, CHARLOTTE, NC 28212-2833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 PINE LAKE DR, MONROE, NC 28110-8150

Mortgage

Document Number	26761
Date	Jun 04, 2021
Instrument	26761

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,070.00 (+22.65%)	$460,400 (+55.02%) Land $84,100 Building $376,300	$460,400 (+55.02%) Land $84,100 Building $376,300
2023	$2,503.00	$297,000 Land $53,000 Building $244,000	$297,000 Land $53,000 Building $244,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2017

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.