Clay County property record for 212 Oak Ridge Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,438 sqft · built 2006 |
| Lot Size | 1.05 acres (46,146 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $653 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062D 05B 0023100 |
| Primary APN | 062D 05B 0023100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,438 sqft Finished Area |
| 1st Floor Area | 2,003 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 46,146 sqft |
| Pool Area | 512 sqft |
|---|---|
| Patio Area | 776 sqft |
| Gazebo | 600 sqft |
| Utility Building | 172 sqft |
| Street Address | 212 OAK RIDGE DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKRIDGE ESTATES PT II LOT 44 DB 248/269 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAKRIDGE ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 212 OAK RIDGE DR, WEST POINT, MS 39773-8531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Nov 23, 2020 | Deed of Trust, Mortgage CITIZENS BANK NA |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Mar 29, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2022 |
| Deed Sale | Dec 9, 2022 |
| Deed Document Number | 20221025 |
| Deed Book / Page | 311 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 212 OAK RIDGE DR, WEST POINT, MS 39773-8531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000517/592 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 517/592 |
| Instrument | 2019005707 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 26, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 212 OAK RIDGE DR, WEST POINT, MS 39773-8531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000528/129 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 528/129 |
| Instrument | 2020006230 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 212 OAK RIDGE DR, WEST POINT, MS 39773-8531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000539/527 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 539/527 |
| Instrument | 2021006288 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 26, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 29, 2022 |
| Property Address | 212 OAK RIDGE DR, WEST POINT, MS 39773-8531 |
| Document Number | 000311/170 |
| Book / Page | 311 / 170 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022001024 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 KINGSTON CT, STARKVILLE, MS 39759-4245 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 212 OAK RIDGE DR, WEST POINT, MS 39773-8531 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $653.00 (-61.7%) Additional exemption filed | $18,898 (-) Land $2,500 Building $16,398 | $188,979 (-) Land $25,000 Building $163,979 |
| 2024 | $18,898 (-) Land $2,500 Building $16,398 | $188,979 (-) Land $25,000 Building $163,979 | |
| 2023 | $1,705.00 (+0.71%) Additional exemption filed | $18,898 Land $2,500 Building $16,398 | $188,979 Land $25,000 Building $163,979 |
| 2022 | $1,693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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