Clay County property record for 128 Oak Ridge Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,955 sqft · built 1980 |
| Lot Size | 1.1 acres (48,190 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,142 (Oct 2021) |
| Tax Bill | $994 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan Oct 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062D 05B 0020500 |
| Primary APN | 062D 05B 0020500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 2,955 sqft Finished Area |
| 1st Floor Area | 2,660 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 48,190 sqft |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 128 OAK RIDGE DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE ESTATES SUB LOT 41 DB 309/688 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | OAK RIDGE ESTATES SUB |
| Legal Lot Number | 41 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 OAK RIDGE DR, WEST POINT, MS 39773-8530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Construction Mortgage JTS & CO |
| Oct 19, 2021 | Warranty Deed, Construction Loan · Construction Mortgage JTS & CO |
| Jul 31, 2019 | Warranty Deed, Transfer |
| Nov 15, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Deed Document Number | 20215813 |
| Deed Book / Page | 309 / 688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 128 OAK RIDGE DR, WEST POINT, MS 39773-8530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000538/264 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 538/264 |
| Instrument | 2021005814 |
| Name | JTS & CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Oct 19, 2021 |
| Property Address | 128 OAK RIDGE DR, WEST POINT, MS 39773-8530 |
| Document Number | 000309/688 |
| Book / Page | 309 / 688 |
| Map Reference | PB 3 PG 12 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021005813 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 277 CLISBY RD, WEST POINT, MS 39773-7827 |
| Name | Verified Name |
|---|---|
| Address | 128 OAK RIDGE DR, WEST POINT, MS 39773-8530 |
| Document Number | 2021005814 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021005814 |
| Name | JTS & CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jul 31, 2019 |
| Property Address | 128 OAK RIDGE DR, WEST POINT, MS 39773-8530 |
| Document Number | 000302/411 |
| Book / Page | 302 / 411 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2019003837 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2045 W JACKSON BLVD APT 408, 408, CHICAGO, IL 60612-3075 |
| Name | Verified Name |
|---|---|
| Address | 128 OAK RIDGE DR, WEST POINT, MS 39773-8530 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 15, 2018 |
| Property Address | 128 OAK RIDGE DR, WEST POINT, MS 39773-8530 |
| Document Number | 000299/918 |
| Book / Page | 299 / 918 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018005983 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4134 KRITER LN, MEMPHIS, TN 38117-3616 |
| Name | Verified Name |
|---|---|
| Address | 128 OAK RIDGE DR, WEST POINT, MS 39773-8530 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $994.00 (-49.62%) Additional exemption filed | $19,958 (-) Land $2,500 Building $17,458 | $199,582 (-) Land $25,000 Building $174,582 |
| 2024 | $19,958 (+31.41%) Land $2,500 Building $17,458 | $199,582 (+31.41%) Land $25,000 Building $174,582 | |
| 2023 | $1,973.00 (-41.71%) Additional exemption filed | $15,188 Land $2,500 Building $12,688 | $151,882 Land $25,000 Building $126,882 |
| 2022 | $3,385.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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