Osceola County property record for 200 Minnesota Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,609 sqft · built 1979 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $137,000 (Apr 2000) |
| Tax Bill | $819 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jun 2018 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 80326 |
| Primary APN | 80326 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,609 sqft Heated Area |
| Gross Area | 2,629 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Garage Type | Finished |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 749 sqft |
| Patio Area | 144 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80326 |
|---|---|
| Street Address | 200 MINNESOTA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE VIEW PARK 1 PG 159 BLK 438 ALL LOT 5 & N 14.5 FT LOT 6 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 438 |
| Legal Lot Number | 5-6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 43400 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 200 MINNESOTA AVE, SAINT CLOUD, FL 34769-2234 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED FIDELITY FNDG |
| Jun 1, 2018 | Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2000 · Amount on Record |
| Deed Sale | Apr 7, 2000 · Amount on Record |
| Deed Document Number | 0172202124 |
| Deed Book / Page | 01722 / 02124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 200 MINNESOTA AVE, SAINT CLOUD, FL 34769-2234 |
| Document Number | 0056320245 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 MINNESOTA AVE ST CLOUD FL 347692234, ST CLOUD, FL 34769-2234 |
| Document Number | 0056320245 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 005632/000245 |
| Instrument | 155131 |
| Name | UNITED FIDELITY FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | KANSAS CITY, MO 64150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 200 MINNESOTA AVE, SAINT CLOUD, FL 34769-2234 |
| Document Number | 0053462042 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 MINNESOTA AVE ST CLOUD FL 347692234, ST CLOUD, FL 34769-2234 |
| Document Number | 0053462042 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 005346/002042 |
| Instrument | 88552 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $819.00 (+9.64%) Homeowner's exemption | $88,660 (+5.99%) | $283,300 (+15.44%) Land $60,000 Building $223,300 |
| 2023 | $747.00 (+6.11%) Homeowner's exemption | $83,653 (+3%) | $245,400 (+18.78%) Land $55,000 Building $190,400 |
| 2022 | $704.00 Homeowner's exemption | $81,217 | $206,600 Land $50,000 Building $156,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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