212 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 212 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,165 sqft · built 1910
Lot Size	0.183 acres (8,015 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,030 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-0050-0069-00`

Property Details

APN / Parcel Number

Primary APN	`217-0050-0069-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,165 sqft Living Area
1st Floor Area	1,697 sqft
2nd Floor Area	1,697 sqft
Attic	Attic
Attic Area	771 sqft
Basement Area	1,697 sqft
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,015 sqft (0.183 acres)
Lot Dimensions	133 ft deep x 60 ft wide
Porch	Porch
Porch Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	212 LUDLOW AVE
City	CINCINNATI
State	OH
Zip	45220-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	212 LUDLOW AVE 60 X 133.14 LOT 16 J T WEIGHELLS SUB
Legal Subdivision	J T WEIGHELLS SUB
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	7000

Owner

212 Ludlow Ave is owned and occupied by two individuals who acquired it in August 1994.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	212 LUDLOW AVE, CINCINNATI, OH 45220-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2017	Deed of Trust, Mortgage PNC BANK NA
Dec 18, 2020	Deed of Trust, Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 1994
Deed Sale	Aug 4, 1994
Deed Document Number	94137037
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	212 LUDLOW AVE, CINCINNATI, OH 45220-2109
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004455
Date	Sep 15, 2017
Book Page	13503/01007
Instrument	17-0084455

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount on Record
Term	143 Months
Due	Aug 25, 2029

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	212 LUDLOW AVE, CINCINNATI, OH 45220-2109
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133691
Date	Dec 18, 2020
Book Page	14318/1243
Instrument	2020-0133691

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	144 Months
Due	Dec 11, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 212 Ludlow Ave was $10,030, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,030.00 (+3.13%)	$162,957 (-) Land $22,243 Building $140,714
2024	$9,726.00 (-6%)	$162,957 (-) Land $22,243 Building $140,714
2023	$10,347.00 (+21.89%)	$162,957 (+37.14%) Land $22,243 Building $140,714	$465,590 Land $63,550 Building $402,040
2022	$8,489.00 Homeowner's exemption	$118,822 Land $17,798 Building $101,024
2020			$339,490 Land $50,850 Building $288,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Ludlow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Ludlow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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