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212 Harding Ave, Vestal, NY 13850 Property Records

Broome County and Vestal Town property record for 212 Harding Ave, Vestal, NY 13850

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,245 sqft · built 1941
Lot Size0.157 acres (6,875 sqft)
OwnerIndividual Name on File
Last Sale$67,500 (Jun 2001)
Tax Bill$2,887 (2026)
Deeds & MortgagesJul 2026 Line of Credit
APN034800 172.36-2-16

Property Details

APN / Parcel Number

Primary APN034800 172.36-2-16
Alternative APNs
  • 480017203600020160000000
  • 48052400000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,245 sqft Living Area
1st Floor Area845 sqft
Upper Floors Area400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1960
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,875 sqft (0.157 acres)
Lot Dimensions125 ft deep x 55 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number48052400000
Street Address212 HARDING AVE
CityVESTAL
StateNY
Zip13850-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-2
Legal Description003000000100B0070000
Legal Block2
Legal Lot Number16.000
JurisdictionBROOME NY
Township / Civil DivisionVESTAL
Census Block Group2
Census Block2006
Census Tract14500

Owner

212 Harding Ave is owned and occupied by an individual who bought it in June 2001.

Source: Broome County and Vestal Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address212 HARDING AVE, VESTAL, NY 13850-1310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2001 · Amount on File
Deed SaleJun 20, 2001 · Amount on File
Prior SaleMar 5, 1997 · Amount on File
Deed Book / Page1965 / 504
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Recording DateJul 22, 2026
Property Address212 HARDING AVE, VESTAL, NY 13850-1310
Document Number0000020591
Book / Page4269 / 1359
Instrument DateJul 16, 2026
Instrument202620591
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 HARDING AVE, VESTAL, NY 13850-1310

Mortgage

Document Number0000020591,
DateJul 22, 2026
Book Page4269/1359
Instrument202620591
Lender
NameTIOGA STATE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 16, 2051
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 212 Harding Ave was $2,887 with exemptions applied, down 31.4% from the year before.

Source: Broome County and Vestal Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionVestal Town
Unified School DistrictVestal Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,887.00 (-31.43%) Homeowner's exemption Senior Citizen's exemption
2025$4,210.00 (+2.46%) Homeowner's exemption Senior Citizen's exemption$150,600 Land $14,600 Building $136,000$150,600 Land $14,600 Building $136,000
2024$4,109.00
2023$130,300 Land $14,600 Building $115,700$130,300 Land $14,600 Building $115,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 212 Harding Ave; there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1980–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Harding Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVESTAL CONSOLIDATED W.D. #1
serves 22,200 people · EPA ID NY0301674
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Empire Long Distance
Fiber		1,000 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Zeta Broadband.

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