209 Harding Ave, Vestal, NY 13850 Property Records

Broome County and Vestal Town property record for 209 Harding Ave, Vestal, NY 13850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,898 sqft · built 1950
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$97,808 (Mar 2014)
Tax Bill$6,349 (2026)
Deeds & MortgagesApr 2022 Mortgage
APN034800 172.36-2-26

Property Details

APN / Parcel Number

Primary APN034800 172.36-2-26
Alternative APNs
  • 480017203600020260000000
  • 48048900000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,898 sqft Living Area
1st Floor Area776 sqft
Upper Floors Area1,122 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions79 ft deep x 95 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area471 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number48048900000
Street Address209 HARDING AVE
CityVESTAL
StateNY
Zip13850-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-2
Legal Description003000000100A12X0000
Legal SubdivisionSUBDIVISION NO 1
Legal Block2
Legal Lot Number26.000
JurisdictionBROOME NY
Township / Civil DivisionVESTAL
Census Block Group2
Census Block2007
Census Tract14500

Owner

209 Harding Ave is owned and occupied by an individual who bought it in March 2014.

Source: Broome County and Vestal Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address209 HARDING AVE, VESTAL, NY 13850-1309
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2014 · Amount on File
Deed SaleMar 27, 2014 · Amount on File
Prior SaleJul 7, 2005 · Amount on File
Deed Document Number201411529
Deed Book / Page2428 / 509
Prior Transfer DateJan 7, 2005
Prior Transfer Doc0020960228
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address209 HARDING AVE, VESTAL, NY 13850-1309
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 HARDING AVE, VESTAL, NY 13850-1309

Mortgage

Document Number004078/641
DateApr 25, 2022
Book Page4078/641
Instrument202200011194
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term287 Months
DueMar 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 209 Harding Ave was $6,349 with a homeowner's exemption, up 16.1% from the year before.

Source: Broome County and Vestal Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionVestal Town
Unified School DistrictVestal Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,349.00 (+16.13%) Homeowner's exemption
2025$5,467.00 (+2.47%) Homeowner's exemption$195,600 Land $14,900 Building $180,700$195,600 Land $14,900 Building $180,700
2024$5,335.00
2023$169,200 Land $14,900 Building $154,300$169,200 Land $14,900 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 209 Harding Ave; there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1980–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Harding Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVESTAL CONSOLIDATED W.D. #1
serves 22,200 people · EPA ID NY0301674
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon, Zeta Broadband.

Nearby Properties on Harding Ave

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