Houston County property record for 197 Gilbert Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,872 sqft · built 2021 |
| Lot Size | 62.1 acres (2,707,254 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $438,700 (Oct 2020) |
| Tax Bill | $4,834 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-19 |
| Primary APN | 37-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,872 sqft Heated Area |
| 1st Floor Area | 2,872 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,707,254 sqft (62.1 acres) |
| Garage Area | 816 sqft |
| Pool Area | 392 sqft |
| Porch | Slab |
| Porch Area | 1,293 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 67959 |
|---|---|
| Street Address | 197 GILBERT RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | 62.15 ACRES TRACT B LL 282 281 308 13 LD |
| Legal Tract | B |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21502 |
Source: Houston County records, as of March 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 197 GILBERT RD, ELKO, GA 31025-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT ACA |
| Sep 16, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on File |
| Deed Sale | Oct 15, 2020 · Amount on File |
| Deed Book / Page | 8812 / 216 |
| Last Transfer Date | Sep 13, 2024 |
| Transfer Doc | 0105360739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 197 GILBERT RD, ELKO, GA 31025-2230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0096770314 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 9677/314 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | STATESBORO, GA 30459 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Sep 16, 2024 |
| Property Address | 197 GILBERT RD, ELKO, GA 31025-2230 |
| Document Number | 0105360739 |
| Book / Page | 10536 / 739 |
| Map Reference | MB 81 PG 338 |
| Instrument Date | Sep 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 197 GILBERT RD, ELKO, GA 31025-2230 |
Source: Houston County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,834.00 (-7.04%) Additional exemption filed | $352,160 (+3.82%) Land $149,160 Building $203,000 | $880,400 (+3.82%) Land $372,900 Building $507,500 |
| 2024 | $5,200.00 (+26.21%) Additional exemption filed | $339,200 (+26.93%) Land $139,480 Building $199,720 | $848,000 (+26.93%) Land $348,700 Building $499,300 |
| 2023 | $4,120.00 (-14.51%) | $267,240 (+34.02%) Land $112,040 Building $155,200 | $668,100 (+34.02%) Land $280,100 Building $388,000 |
| 2022 | $4,819.00 | $199,400 Land $112,040 Building $87,360 | $498,500 Land $280,100 Building $218,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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