212 Exchange St, Luzerne, IA 52257 Property Records

Benton County property record for 212 Exchange St, Luzerne, IA 52257

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1977
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$70,602 (Mar 2002)
Tax Bill	$1,788 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11005100`

Property Details

APN / Parcel Number

Primary APN	`11005100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,586 sqft Living Area
Basement Area	793 sqft
Finished Basement	600 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	212 EXCHANGE ST
City	LUZERNE
State	IA
Zip	52257-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGAMANNS ADD LOT 7 & 8 & W 1/2 LOT 9 BLK 4
Legal Subdivision	TANGAMANS
Legal Block	4
Legal Lot Number	7-9
Jurisdiction	BENTON IA
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2041
Census Tract	960600

Owner

Source: Benton County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	212 EXCHANGE ST, LUZERNE, IA 52257-9651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2002 · Amount on Record
Deed Sale	Mar 18, 2002 · Amount on Record
Deed Document Number	0000134128
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	212 EXCHANGE ST, LUZERNE, IA 52257-9651
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 EXCHANGE ST, LUZERNE, IA 52257-9651

Mortgage

Document Number	0000233855
Date	Oct 30, 2023
Instrument	23-3855

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	BELLE PLAINE, IA 52208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 9, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Luzerne City
Unified School District	Belle Plaine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,700 (+13.6%) Land $13,000 Building $145,700	$158,700 (+13.6%) Land $13,000 Building $145,700
2024	$1,788.00 (-0.11%)
2023		$139,700 (+26.43%) Land $13,000 Building $126,700	$139,700 (+26.43%) Land $13,000 Building $126,700
2022	$1,790.00 Homeowner's exemption	$110,500 Land $10,400 Building $100,100
2021			$110,500 Land $10,400 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Telephone Cooperative of Shellsburg Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Exchange St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures