209 Exchange St, Luzerne, IA 52257 Property Records

Benton County property record for 209 Exchange St, Luzerne, IA 52257

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 928 sqft · built 1930
Lot Size	0.408 acres (17,760 sqft)
Owner	2 Individual Names on File
Last Sale	$17,000 (Apr 2026)
Tax Bill	$454 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2015 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11003850`

Property Details

APN / Parcel Number

Primary APN	`11003850`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Basement Area	928 sqft
Finished Basement	928 sqft
Unfinished Basement	898 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,760 sqft (0.408 acres)
Lot Dimensions	148 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	306 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	209 EXCHANGE ST
City	LUZERNE
State	IA
Zip	52257-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGAMANNS ADD LOTS 5 & 6 BLK 2
Legal Subdivision	TANGAMANS
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	BENTON IA
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2042
Census Tract	960600

Owner

Source: Benton County assessment roll, APN 11003850, as of September 30, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 EXCHANGE ST, LUZERNE, IA 52257-9664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2015	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2026 · Amount on Record
Deed Sale	Apr 02, 2026 · Amount on Record
Deed Document Number	20261175
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	15/2112
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Apr 02, 2026
Property Address	209 EXCHANGE ST, LUZERNE, IA 52257-9664
Document Number	0000001175
Instrument Date	Mar 27, 2026
Instrument	2026.1175
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$2,666.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 EXCHANGE ST, LUZERNE, IA 52257-9664

August 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IA
Recording Date	Aug 20, 2015
Property Address	209 EXCHANGE ST, LUZERNE, IA 52257-9664
Document Number	00015/2112
Book / Page	15 / 2112
Instrument Date	Aug 19, 2015
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 EXCHANGE ST, LUZERNE, IA 52257-9664

Tax Assessment & Valuation

Source: Benton County assessment roll as of September 30, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Luzerne City
Unified School District	Belle Plaine Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$454.00 Homeowner's exemption	$53,600 (+11.67%) Land $10,600 Building $43,000	$53,600 (+11.67%) Land $10,600 Building $43,000
2024	$454.00 (-20.49%)
2023		$48,000 (+18.52%) Land $10,600 Building $37,400	$48,000 (+18.52%) Land $10,600 Building $37,400
2022	$571.00 Homeowner's exemption	$40,500 Land $8,500 Building $32,000
2021			$40,500 Land $8,500 Building $32,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (19011C), as of September 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 47 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Farmers Mutual Telephone Cooperative of Shellsburg Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group.

Cell Coverage

5G (outdoors only) and 4G LTE

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