Eaton County property record for 212 Emerald Dr, Charlotte, MI 48813
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,135 sqft · built 1996 |
| Lot Size | 0.042 acres (1,835 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2017) |
| Tax Bill | $3,515 (2025) |
| Deeds & Mortgages | Sep 2017 Transfer Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20004700000700 |
| Primary APN | 20004700000700 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,135 sqft Living Area |
| 1st Floor Area | 1,135 sqft |
| Basement Area | 1,135 sqft |
| Unfinished Basement | 1,135 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,835 sqft |
| Garage Area | 440 sqft |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 212 EMERALD DR |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-9015 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | N/A |
| Legal Description | UNIT 7. EMERALD ISLE CONDO, SEC. 24, T2N,R5W, CITY OF CHARLOTTE. 1996 |
| Legal Range | 05W |
| Legal Township | 02N |
| Legal Section | 24 |
| Legal Subdivision | EMERALD ISLE CONDO |
| Legal Unit | 7 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 20902 |
212 Emerald Dr, a condominium, is owned and occupied by an individual who bought it in September 2017.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 212 EMERALD DR, CHARLOTTE, MI 48813-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2017 | Intrafamily Transfer, Transfer |
| Sep 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2017 · Amount on File |
| Deed Sale | Sep 22, 2017 · Amount on File |
| Prior Sale | Aug 21, 2008 · Amount on File |
| Deed Document Number | 20172700-0125 |
| Deed Book / Page | 2700 / 125 |
| Prior Transfer Date | Sep 14, 2017 |
| Prior Transfer Doc | 2700/0123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Sep 22, 2017 |
| Property Address | 212 EMERALD DR, CHARLOTTE, MI 48813-9015 |
| Document Number | 2700/0123 |
| Book / Page | 2700 / 0123 |
| Map Reference | LB1058 PG864 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 2700-0123 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4775 VILLAGE DR APT 125, 4775, GRAND LEDGE, MI 48837-8108 |
| Name | Verified Name |
|---|---|
| Address | 5134 NELLIES LN, CHARLOTTE, MI 48813-7333 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Sep 22, 2017 |
| Property Address | 212 EMERALD DR, CHARLOTTE, MI 48813-9015 |
| Document Number | 2700/0125 |
| Book / Page | 2700 / 0125 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 2700-0125 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5134 NELLIES LN, 5134, CHARLOTTE, MI 48813-7333 |
| Name | Verified Name |
|---|---|
| Address | 1560 RUSSELL LEA DR, CHARLOTTE, MI 48813-8727 |
| Document Number | 2700/0127 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 2700/0127 |
| Instrument | 2700-0127 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 212 Emerald Dr was $3,515 with a homeowner's exemption, up 2.9% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,300 (+8.17%) | $198,344 (-) Land $38,416 Building $159,928 | |
| 2025 | $3,515.00 (+2.93%) Homeowner's exemption | $99,200 | $198,344 Land $38,416 Building $159,928 |
| 2024 | $3,415.00 | ||
| 2023 | $86,500 | $173,000 | |
| 2022 | $3,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 212 Emerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 212 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ACD.net Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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