Fountain County property record for 212 Elm Dr, Covington, IN 47932
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,648 sqft · built 1965 |
| Lot Size | 0.352 acres (15,351 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,430 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B083623401100 |
| Primary APN | 018B083623401100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,351 sqft (0.352 acres) |
| Lot Dimensions | 152 ft deep x 101 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000995764 |
|---|---|
| Street Address | 212 ELM DR |
| City | COVINGTON |
| State | IN |
| Zip | 47932-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COVIN |
| Legal Description | 018-01117-00 BECKS 12 PT BECKS (45 X 150) 11 .09A MP B08-36-243-01100 |
| Jurisdiction | FOUNTAIN IN |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 957800 |
212 Elm Dr is owned and occupied by an individual.
Source: Fountain County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 212 ELM DR, COVINGTON, IN 47932-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Property Address | 212 ELM DR, COVINGTON, IN 47932-1621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Name | Verified Name |
|---|
| Document Number | 201902795 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 201902795 |
| Name | CENTREBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 27, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Property Address | 212 ELM DR, COVINGTON, IN 47932-1621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000248 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 202000248 |
| Name | CENTREBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 212 Elm Dr was $1,430 with a homeowner's exemption, down 1.4% from the year before.
Source: Fountain County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Fountain County |
| County Subdivision | Troy Township |
| Municipality | Covington City |
| Unified School District | Covington Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,430.00 (-1.45%) Homeowner's exemption | $178,300 Land $33,500 Building $144,800 | $178,300 Land $33,500 Building $144,800 |
| 2024 | $1,451.00 (+32.27%) | ||
| 2023 | $1,097.00 (+3.69%) | $132,700 (+5.48%) Land $27,400 Building $105,300 | $132,700 (+5.48%) Land $27,400 Building $105,300 |
| 2022 | $1,058.00 | $125,800 Land $27,400 Building $98,400 | $125,800 Land $27,400 Building $98,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 212 Elm Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 212 Elm Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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