Fountain County property record for 130 Elm Dr, Covington, IN 47932
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,270 sqft · built 1961 |
| Lot Size | 0.269 acres (11,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,800 (Aug 2020) |
| Tax Bill | $1,154 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B083624301900 |
| Primary APN | 018B083624301900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 11,700 sqft (0.269 acres) |
| Lot Dimensions | 150 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000995790 |
|---|---|
| Street Address | 130 ELM DR |
| City | COVINGTON |
| State | IN |
| Zip | 47932-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COVIN |
| Legal Description | 018-00337-00 BECKS SUB DIV 8 MP 018-B08-36-243-01900 |
| Legal Subdivision | BECK SUBDIVISION |
| Jurisdiction | FOUNTAIN IN |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 957800 |
130 Elm Dr is owned and occupied by an individual who bought it in August 2020.
Source: Fountain County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 130 ELM DR, COVINGTON, IN 47932-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTREBANK |
| Dec 23, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on File |
| Deed Sale | Aug 31, 2020 · Amount on File |
| Deed Document Number | 20202093 |
| Prior Transfer Date | Dec 13, 2019 |
| Prior Transfer Doc | 0201902929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Recording Date | Aug 31, 2020 |
| Property Address | 130 ELM DR, COVINGTON, IN 47932-1619 |
| Document Number | 0202002093 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 202002093 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | PARTNERS TITLE COMPANY, PARTNERS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 ELM DR, COVINGTON, IN 47932-1619 |
| Document Number | 0202002094 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 202002094 |
| Name | CENTREBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Recording Date | Dec 23, 2019 |
| Property Address | 130 ELM DR, COVINGTON, IN 47932-1619 |
| Document Number | 0201902929 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 201902929 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1152 BROOKSIDE CT, AVON, IN 46123-7428 |
The 2025 property tax bill for 130 Elm Dr was $1,154 with a homeowner's exemption, down 3.8% from the year before.
Source: Fountain County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Fountain County |
| County Subdivision | Troy Township |
| Municipality | Covington City |
| Unified School District | Covington Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,154.00 (-3.75%) Homeowner's exemption | $153,200 Land $28,700 Building $124,500 | $153,200 Land $28,700 Building $124,500 |
| 2024 | $1,199.00 (+22.22%) | ||
| 2023 | $981.00 (-3.35%) | $124,200 (+4.9%) Land $23,500 Building $100,700 | $124,200 (+4.9%) Land $23,500 Building $100,700 |
| 2022 | $1,015.00 | $118,400 Land $23,500 Building $94,900 | $118,400 Land $23,500 Building $94,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 130 Elm Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 130 Elm Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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