212 E Railroad Ave, Plains, MT 59859 Property Records

Sanders County property record for 212 E Railroad Ave, Plains, MT 59859

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4,600 sqft · built 1909
Lot Size0.105 acres (4,617 sqft)
OwnerCompany Name on Record
Tax Bill$3,306 (2025)
Deeds & MortgagesApr 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR35975

Property Details

APN / Parcel Number

Primary APNR35975
Alternative APNs
  • 35-2979-26-3-12-24-0000
  • 0000000367

Interior

Stories1 Story
Building Area4,600 sqft Total Area
1st Floor Area4,600 sqft
Basement Area1,840 sqft
Unfinished Basement1,840 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area4,617 sqft (0.105 acres)
View / LotMajor Street/Thoroughfare

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000000367
Street Address212 E RAILROAD AVE
CityPLAINS
StateMT
Zip59859-7727
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionPLAINS ORIGINAL TOWNSITE, S26, T20 N, R26 W, BLOCK 006, LOT 017, LOT 17 & NW4.1 ' OF 18
Legal SubdivisionPLAINS ORIGINAL TOWNSITE
Legal Block6
Legal Lot Number17
JurisdictionSANDERS MT
Township / Civil DivisionPLAINS
Census Block Group3
Census Block3024
Census Tract100

Owner

Source: Sanders County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1119, PLAINS, MT 59859-1119
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2017Deed of Trust, Mortgage
WHITEFISH CU
Sep 8, 2020Warranty Deed, Transfer
EAGLE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2020
Deed SaleSep 8, 2020
Deed Document Number318044
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANDERS MT
Property Address212 E RAILROAD AVE, PLAINS, MT 59859-7727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1/87582
DateApr 4, 2017
Book Page1/87582
Instrument305887
Lender
NameWHITEFISH CU
TypeCredit Union
AddressKALISPELL, MT 59901
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANDERS MT
Recording DateSep 8, 2020
Property Address212 E RAILROAD AVE, PLAINS, MT 59859-7727
Document Number318044
Instrument DateSep 4, 2020
Instrument318044
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyLAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1126, PLAINS, MT 59859-1126

Transferred To (Grantee/Buyer)

NameVerified Name
Address41448 RANCH RD, POLSON, MT 59860-7503

Mortgage

Document Number318045
DateSep 8, 2020
Instrument318045
Lender
NameEAGLE BANK
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueSep 5, 2040

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of December 31, 2024

Property Jurisdictions

TypeName
StateMontana
CountySanders County
MunicipalityPlains Town
Unified School DistrictPlains K-12 Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,306.00 (+4.19%)$270,200 (+18.25%)$270,200 (+18.25%) Land $57,520 Building $212,680
2023$3,173.00$228,500$228,500 Land $61,790 Building $166,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event
  • Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PLAINS
serves 1,700 people · EPA ID MT0000305
Water SourceGroundwater
Last State InspectionApr 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blackfoot Telephone Cooperative
Fiber
1,000 / 500
T-Mobile
Fixed Wireless
100 / 20

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