Sanders County property record for 102 E Railroad Ave, Plains, MT 59859
| Property Type | Restaurant |
|---|---|
| Details | 3,069 sqft · built 1928 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $197,500 (Sep 2018) |
| Tax Bill | $3,290 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R35208 |
| Primary APN | R35208 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,069 sqft Total Area |
| 1st Floor Area | 3,069 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 7,100 sqft (0.163 acres) |
| View / Lot | Major Street/Thoroughfare |
| Canopy | 186 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000000018 |
|---|---|
| Street Address | 102 E RAILROAD AVE |
| City | PLAINS |
| State | MT |
| Zip | 59859-7728 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | MCGOWAN SECOND ADD (PLAINS), S26, T20 N, R26 W, BLOCK 00M, LOT 00C, ACRES 0.163 |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 26 |
| Legal Subdivision | MCGOWAN SECOND ADD (PLAINS) |
| Legal Block | M |
| Legal Lot Number | C |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 100 |
Source: Sanders County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1051 RIVER RD W, PLAINS, MT 59859-9356 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SECURITY BANK OF MISSOULA |
| Jun 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK |
| Sep 21, 2018 | Warranty Deed, Transfer FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Jun 3, 2009 · Amount on Record |
| Deed Document Number | 2018310841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 102 E RAILROAD AVE, PLAINS, MT 59859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1051 RIVER RD W, PLAINS, MT 59859-9356 |
| Document Number | 322440 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 322440 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Address | PLAINS, MT 59859 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 102 E RAILROAD AVE, PLAINS, MT 59859 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1/88162 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 1/88162 |
| Instrument | 306601 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | LOLO, MT 59847 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Sep 21, 2018 |
| Property Address | 102 E RAILROAD AVE, PLAINS, MT 59859 |
| Document Number | 000000310841 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 000000310841 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1051 RIVER RD W, PLAINS, MT 59859-9356 |
| Document Number | 000000310842 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 000000310842 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Plains Town |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,290.00 (-27.31%) | $293,700 (-) | |
| 2025 | $4,526.00 (-23%) | $293,700 (+10.17%) | $293,700 (+10.17%) Land $66,752 Building $226,948 |
| 2023 | $5,878.00 | $266,600 | $266,600 Land $64,659 Building $201,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PLAINS serves 1,700 people · EPA ID MT0000305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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