212 E Garden St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 212 E Garden St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,357 sqft · built 1927
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on File
Last Sale	$99,900 (Nov 2005)
Tax Bill	$2,888 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`301301 242.036-1-9`

Property Details

APN / Parcel Number

Primary APN	`301301 242.036-1-9`
Alternative APNs	`130124203600010090000000` `301301 242.036-0001-009` `55600 01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,357 sqft Living Area
1st Floor Area	1,245 sqft
2nd Floor Area	788 sqft
Upper Floors Area	324 sqft
Game Room	Game Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Width	45 ft Width
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55600 01
Street Address	212 E GARDEN ST
City	ROME
State	NY
Zip	13440-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Description	H&L#1 45X150
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1010
Census Tract	22400

Owner

212 E Garden St is owned by a company that bought it in November 2005 and is owner-occupied.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	212 E GARDEN ST, ROME, NY 13440-4361
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2005 · Amount on File
Deed Sale	Nov 16, 2005 · Amount on File
Prior Sale	Nov 14, 2005 · Amount on File
Deed Book / Page	2005 / 24487
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	212 E GARDEN ST, ROME, NY 13440-4361
Document Number	0000001139
Instrument Date	Jan 16, 2021
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E GARDEN ST ROME NY 134404361, ROME, NY 13440-4361

Mortgage

Document Number	0000001139
Date	Jan 22, 2021
Instrument	1139

Lender

Name	FIRST SOURCE FCU
Type	Credit Union
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 21, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 212 E Garden St was $2,888 with a homeowner's exemption.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,888.00 Homeowner's exemption
2025		$72,600 Land $9,600 Building $63,000	$170,824 Land $22,588 Building $148,236
2023		$72,600 (-) Land $9,600 Building $63,000	$159,982 (+17.91%) Land $21,155 Building $138,827
2022	$4,401.00 Homeowner's exemption	$72,600 Land $9,600 Building $63,000	$135,676 Land $17,941 Building $117,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 E Garden St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 E Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20