Oneida County and Rome City property record for 207 E Garden St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,627 sqft · built 1930 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Jan 2023) |
| Tax Bill | $2,447 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.028-1-39 |
| Primary APN | 301301 242.028-1-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,627 sqft Living Area |
| 1st Floor Area | 955 sqft |
| 2nd Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 63 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55665 07 |
|---|---|
| Street Address | 207 E GARDEN ST |
| City | ROME |
| State | NY |
| Zip | 13440-4329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 22400 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 207 E GARDEN ST, ROME, NY 13440-4329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY BANK NA |
| Jan 24, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on Record |
| Deed Sale | Jan 24, 2023 · Amount on Record |
| Deed Document Number | 20231013 |
| Prior Transfer Date | Jun 30, 2015 |
| Prior Transfer Doc | 2015017755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 207 E GARDEN ST, ROME, NY 13440-4329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002260 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023-002260 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jan 24, 2023 |
| Property Address | 207 E GARDEN ST, ROME, NY 13440-4329 |
| Document Number | 0000001013 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2023-001013 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1625 BLACK RIVER BLVD N APT 503A, 503A, ROME, NY 13440-3616 |
| Document Number | 0000001014 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 2023-001014 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,447.00 | ||
| 2025 | $52,100 (-) Land $9,500 Building $42,600 | $122,588 (+6.78%) Land $22,353 Building $100,235 | |
| 2023 | $52,100 Land $9,500 Building $42,600 | $114,808 Land $20,934 Building $93,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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