212 E 2nd St, Harcourt, IA 50544 Property Records

Webster County property record for 212 E 2nd St, Harcourt, IA 50544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,416 sqft · built 1920
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Oct 2024)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1813252009`

Property Details

APN / Parcel Number

Primary APN	`1813252009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	212 E 2ND ST
City	HARCOURT
State	IA
Zip	50544-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW HARCOURT INC O T BLK 1 LOTS 6-7
Legal Subdivision	SW HARCOURT INC O T
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	WEBSTER IA
Township / Civil Division	LOST GROVE
Census Block Group	3
Census Block	3015
Census Tract	10300

Owner

Source: Webster County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 E 2ND ST, HARCOURT, IA 50544-7703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · FHA Mortgage UNION CREDIT UNION
Oct 12, 2022	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	20244197
Prior Transfer Date	May 6, 2015
Prior Transfer Doc	201502461
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Jul 17, 2026
Property Address	212 E 2ND ST, HARCOURT, IA 50544-7703
Document Number	0000003252
Instrument Date	Jul 7, 2026
Instrument	20263252
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,128.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E 2ND ST, HARCOURT, IA 50544-7703

Mortgage

Document Number	0000003253,
Date	Jul 17, 2026
Instrument	20263253

Lender

Name	UNION CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Oct 12, 2022
Property Address	212 E 2ND ST, HARCOURT, IA 50544-7703
Document Number	0202205075
Instrument Date	Jun 28, 2022
Instrument	2022-05075
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E 2ND ST, HARCOURT, IA 50544-7703

Mortgage

Document Number	0202205077
Date	Oct 12, 2022
Instrument	2022-05077

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Harcourt City
Unified School District	Southeast Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00	$108,440 (+33.1%) Land $6,750 Building $101,690	$108,440 (+33.1%) Land $6,750 Building $101,690
2024	$1,218.00 (+53.4%)
2023		$81,470 (+38.63%) Land $6,750 Building $74,720	$81,470 (+38.63%) Land $6,750 Building $74,720
2022	$794.00 Homeowner's exemption	$58,770 Land $6,750 Building $52,020
2021			$58,770 Land $6,750 Building $52,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARCOURT WATER SUPPLY serves 265 people · EPA ID IA9442027
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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