209 E 2nd St, Harcourt, IA 50544 Property Records

Webster County property record for 209 E 2nd St, Harcourt, IA 50544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1944
Lot Size	0.321 acres (13,983 sqft)
Owner	Company Name on Record
Last Sale	$64,000 (May 2021)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1813255005`

Property Details

APN / Parcel Number

Primary APN	`1813255005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	742 sqft
Attic	Attic
Attic Area	280 sqft
Basement Area	742 sqft
Unfinished Basement	732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	64 sqft
Patio Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	209 E 2ND ST
City	HARCOURT
State	IA
Zip	50544-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW HARCOURT INC O T BLK 2 LOTS 1 & 2
Legal Subdivision	SW HARCOURT INC O T
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	WEBSTER IA
Township / Civil Division	LOST GROVE
Census Block Group	3
Census Block	3073
Census Tract	10300

Owner

Source: Webster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3683 RIVER RD, DAYTON, IA 50530-7583
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit HOME STATE BANK
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMUNITY CU
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage AVAILA BANK
Dec 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20212739
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	209 E 2ND ST, HARCOURT, IA 50544-7703
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202304717
Date	Dec 6, 2023
Instrument	2023-04717

Lender

Name	HOME STATE BANK
Type	Bank
Address	JEFFERSON, IA 50129

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	209 E 2ND ST, HARCOURT, IA 50544-7703
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3312
Date	Jul 24, 2017
Book Page	2017/3312
Instrument	2017-03312

Lender

Name	CITIZENS COMMUNITY CU
Type	Credit Union
Address	FORT DODGE, IA 50501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 16, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	May 21, 2021
Property Address	209 E 2ND ST, HARCOURT, IA 50544-7703
Document Number	202102739
Instrument Date	May 17, 2021
Instrument	2021-02739
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 E 2ND ST, HARCOURT, IA 50544-7703

Mortgage

Document Number	202102740
Date	May 21, 2021
Instrument	2021-02740

Lender

Name	AVAILA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Dec 19, 2018
Property Address	209 E 2ND ST, HARCOURT, IA 50544-7703
Document Number	201805942
Instrument Date	Dec 17, 2018
Instrument	2018-05942
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E 2ND ST, HARCOURT, IA 50544-7703

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Harcourt City
Unified School District	Southeast Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,408.00	$92,590 (-1.77%) Land $6,750 Building $85,840	$92,590 (-1.77%) Land $6,750 Building $85,840
2024	$1,408.00 (+28%)
2023		$94,260 (+36.49%) Land $6,750 Building $87,510	$94,260 (+36.49%) Land $6,750 Building $87,510
2022	$1,100.00	$69,060 Land $6,750 Building $62,310
2021			$69,060 Land $6,750 Building $62,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARCOURT WATER SUPPLY serves 265 people · EPA ID IA9442027
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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