212 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 212 Avawam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,368 sqft
Owner	Individual Name on Record
Last Sale	$232,500 (Aug 2017)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Jan 2022 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0028`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0028`
Alternative APNs	`104393` `141693` `71835`

Interior

Stories	1 Story
Building Area	2,368 sqft Living Area

Exterior

Exterior Material	Stone
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	71835
Street Address	212 AVAWAM DR
City	RICHMOND
State	KY
Zip	40475-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 28 SEC 2
Legal Subdivision	BOONES TRACE
Legal Block	2
Legal Lot Number	28
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Boone Creek Rural Historic District listed 1994 · 168 contributing resources · NRIS 94000839

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage CENTRAL BANK & TRUST CO
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Aug 13, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO
Nov 18, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Aug 14, 2017	Deed, Transfer
Aug 10, 2017	Deed, Transfer · FHA Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	2013963121
Deed Book / Page	D00748 / 745
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2169/594
Date	Jun 22, 2022
Book Page	M2169/594
Instrument	2014097254

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	HIGH STREET TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2126/616
Date	Jan 18, 2022
Book Page	M2126/616
Instrument	2014072960

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2037/559
Date	Mar 30, 2021
Book Page	M2037/559
Instrument	2014032419

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01758/312
Date	Aug 10, 2017
Book Page	M01758/312
Instrument	2013962940

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2027

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01881/096
Date	Aug 13, 2019
Book Page	M01881/096
Instrument	2013997041

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01901/368
Date	Nov 18, 2019
Book Page	M01901/368
Instrument	2014002514

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 6, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 14, 2017
Property Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Document Number	D00748/745
Book / Page	D00748 / 745
Map Reference	CAB18 SL201
Instrument Date	Aug 9, 2017
Instrument	2013963121
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$232.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 RIVER RUN DR, 248, RICHMOND, KY 40475-7950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 AVAWAM DR, RICHMOND, KY 40475-9197

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 10, 2017
Property Address	212 AVAWAM DR, RICHMOND, KY 40475-9197
Document Number	D00748/602
Book / Page	D00748 / 602
Map Reference	MB6 PG61
Instrument Date	Aug 8, 2017
Instrument	2013962938
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 AVAWAM DR, 212, RICHMOND, KY 40475-9197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 81-B YARMOUTH CIR, LOVELAND, OH 45140

Mortgage

Document Number	2013962939
Date	Aug 10, 2017
Instrument	2013962939

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,837.00 (-3.67%) Homeowner's exemption	$350,000 (-)	$350,000 (-)
2023	$2,945.00 Homeowner's exemption	$350,000	$350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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