192 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 192 Avawam Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$449,900 (Feb 2019)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0025-0000-0024`

Property Details

APN / Parcel Number

Primary APN	`0025-0000-0024`
Alternative APNs	`114727` `77832` `44020`

Location & Zoning

Account Number	44020
Street Address	192 AVAWAM DR
City	RICHMOND
State	KY
Zip	40475-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONES TRACE LOT 24 SEC 1
Legal Subdivision	BOONES TRACE
Legal Lot Number	24
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	10103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Boone Creek Rural Historic District listed 1994 · 168 contributing resources · NRIS 94000839

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	192 AVAWAM DR, RICHMOND, KY 40475-9192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Feb 27, 2019	Deed, Transfer · Conventional Mortgage KENTUCKY BANK
Jul 9, 2018	Deed, Construction Loan · Construction Mortgage BANK OF LEXINGTON INC
Mar 15, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Jul 9, 2018
Deed Document Number	2013988861
Deed Book / Page	D00770 / 362
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	192 AVAWAM DR, RICHMOND, KY 40475-9192
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2098/431
Date	Oct 6, 2021
Book Page	M2098/431
Instrument	2014056742

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 27, 2019
Property Address	192 AVAWAM DR, RICHMOND, KY 40475-9192
Document Number	D00770/362
Book / Page	D00770 / 362
Map Reference	CAB 15 SL 33
Instrument Date	Feb 14, 2019
Instrument	2013988861
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4390 CLEANNATER WAY #408408, 408408, LEXINGTON, KY 40515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 AVAWAM DR, RICHMOND, KY 40475-9192

Mortgage

Document Number	2013988862
Date	Feb 27, 2019
Instrument	2013988862

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

July 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 9, 2018
Property Address	192 AVAWAM DR, RICHMOND, KY 40475-9192
Document Number	D00761/573
Book / Page	D00761 / 573
Map Reference	CAB15 SL33
Instrument Date	Jul 5, 2018
Instrument	2013978408
Transaction Type	Construction Loan
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4390 CLEARWATER WAY APT 508, 508, LEXINGTON, KY 40515-6370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4390 CLEARWATER WAY APT 508, 508, LEXINGTON, KY 40515-6370
Investor	Possibly a Property Investor

Mortgage

Document Number	2013978410
Date	Jul 9, 2018
Instrument	2013978410

Lender

Name	BANK OF LEXINGTON INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 5, 2019

Interest

Rate Type	Adjustable Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 15, 2017
Property Address	192 AVAWAM DR, RICHMOND, KY 40475-9192
Document Number	D00742/286
Book / Page	D00742 / 286
Map Reference	CAB6 SL60
Instrument Date	Mar 10, 2017
Instrument	2013955743
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 MAIN ST, PARIS, KY 40361-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4390 CLEARWATER WAY APT 508, 508, LEXINGTON, KY 40515-6370

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,242.00 (-2.8%) Additional exemption filed	$449,900 (-)	$449,900 (-)
2023	$4,364.00	$449,900	$449,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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