Ocean County and Ship Bottom Borough property record for 2119 E Bay Ter, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,518 sqft · built 2021 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,050,000 (Jul 2018) |
| Tax Bill | $23,878 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00041-0000-00001 |
| Primary APN | 29-00041-0000-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 3,518 sqft Living Area |
| Gross Area | 5,313 sqft |
| 1st Floor Area | 3,518 sqft |
| Basement Area | 1,795 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 118 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2119 E BAY TER |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2EC |
| Legal Description | 80X118 80X90 1.01 RIPA |
| Legal Subdivision | SHIP BOTTOM |
| Legal Block | 41 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 739000 |
2119 E Bay Ter is owned by a company that acquired it in November 2024.
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 310 VENICE PALMS BLVD, VENICE, FL 34292-2445 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Dec 28, 2021 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jul 10, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on File |
| Deed Sale | Jul 10, 2018 · Amount on File |
| Deed Document Number | 201866187 |
| Deed Book / Page | 17169 / 615 |
| Last Transfer Date | Nov 6, 2024 |
| Transfer Doc | 0198711912 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2119 E BAY TER, SHIP BOTTOM, NJ 08008-4314 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0188401796 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 18840/1796 |
| Instrument | 2021182486 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2119 E BAY TER, SHIP BOTTOM, NJ 08008-4314 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 2119 E BAY TER, SHIP BOTTOM, NJ 08008-4314 |
| Document Number | 0188401806 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 18840/1806 |
| Instrument | 2021182487 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 10, 2018 |
| Property Address | 2119 E BAY TER, SHIP BOTTOM, NJ 08008-4314 |
| Document Number | 0171690615 |
| Book / Page | 017169 / 000615 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 66187 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 115 SHIP BOTTOM NJ 080080214, SHIP BOTTOM, NJ 08008-0214 |
The 2025 property tax bill for 2119 E Bay Ter was $23,878, up 3% from the year before.
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,924,100 (-) Land $717,600 Building $1,206,500 | $1,924,100 (-) Land $717,600 Building $1,206,500 | |
| 2025 | $23,878.00 (+2.99%) | $1,924,100 Land $717,600 Building $1,206,500 | $1,924,100 Land $717,600 Building $1,206,500 |
| 2024 | $23,185.00 | ||
| 2023 | $1,924,100 Land $717,600 Building $1,206,500 | $1,924,100 Land $717,600 Building $1,206,500 | |
| 2022 | $20,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2119 E Bay Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 306 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 337 units insured incl. 31 condo units |
| Nearby Flood Claims | 708 (1979–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2119 E Bay Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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