2012 E Bay Ter, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 2012 E Bay Ter, Ship Bottom, NJ 08008

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 993 sqft · built 2015
Lot Size	0.032 acres (1,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Oct 2025)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-00043-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`29-00043-0000-00023`
Alternative APN	`290004300023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	993 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asbestos
Lot Area	1,376 sqft (0.032 acres)
Lot Dimensions	53 ft deep x 26 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2012 E BAY TER
City	SHIP BOTTOM
State	NJ
Zip	08008-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	26X53
Legal Subdivision	ARLINGTON BEACH CO
Legal Block	43
Legal Lot Number	23
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	1
Census Block	1020
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 RIVERSIDE BLVD, 1901, NEW YORK, NY 10069-0615
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer · Conventional Mortgage SOFI BANK NA
May 24, 2023	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	May 24, 2023 · Amount on Record
Deed Document Number	202586367
Deed Book / Page	20181 / 1492
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 31, 2025
Property Address	2012 E BAY TER, SHIP BOTTOM, NJ 08008-4339
Document Number	0201811492
Book / Page	20181 / 1492
Instrument Date	Sep 19, 2025
Instrument	2025086367
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 MEADOWBROOK LN, CEDAR GROVE, NJ 07009-1129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 RIVERSIDE BLVD APT 1901, 1901, NEW YORK, NY 10069-0615

Mortgage

Document Number	2025086368
Date	Oct 31, 2025
Instrument	2025086368

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 24, 2023
Property Address	2012 E BAY TER, SHIP BOTTOM, NJ 08008-4339
Document Number	0193871134
Book / Page	19387 / 1134
Instrument Date	Apr 25, 2023
Instrument	2023039059
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8655 VILLANOVA DR # 8655, 8655, CAPE CANAVERAL, FL 32920-4328

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 MEADOWBROOK LN, CEDAR GROVE, NJ 07009-1129

Mortgage

Document Number	2023039060
Date	May 24, 2023
Instrument	2023039060

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2012 E BAY TER, SHIP BOTTOM, NJ 08008-4339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEW DOWN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181130555
Date	Oct 20, 2020
Book Page	18113/555
Instrument	2020121026

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,500 (+4.51%) Land $188,600 Building $320,900	$509,500 (+4.51%) Land $188,600 Building $320,900
2025	$6,050.00 (+3%)	$487,500 (-) Land $188,600 Building $298,900	$487,500 (-) Land $188,600 Building $298,900
2024	$5,874.00
2023		$487,500 Land $188,600 Building $298,900	$487,500 Land $188,600 Building $298,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 306 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	337 units insured incl. 31 condo units
Nearby Flood Claims	708 (1979–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 435 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 152 claims Coastal Storms & Flooding, Mar 1984 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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