2119 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2119 Continental St, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,807 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$356,000 (Nov 2021)
Tax Bill	$7,562 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`138237`

Property Details

APN / Parcel Number

Primary APN	`138237`
Alternative APN	`092630005400010740`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,807 sqft Heated Area
Gross Area	3,363 sqft
1st Floor Area	1,654 sqft
Upper Floors Area	1,153 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	138237
Street Address	2119 CONTINENTAL ST
City	SAINT CLOUD
State	FL
Zip	34769-7070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PHASE 1A PB 18 PG 40-42 LOT 74
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK
Legal Phase	1A
Legal Tract	54
Legal Block	1
Legal Lot Number	74
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1021
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2119 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 18, 2019	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2019	Grant Deed, Transfer · Conventional with PMI NANCY C & RICHARD O WOLFE
Aug 29, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	2021177852
Deed Book / Page	6087 / 1897
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 16, 2021
Property Address	2119 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070
Document Number	0060871897
Book / Page	6087 / 1897
Map Reference	MB 18 PG 40
Instrument Date	Nov 10, 2021
Instrument	2021177852
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 IDORA BLVD, 38, KISSIMMEE, FL 34744-4719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2119 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070

Mortgage

Document Number	60871899
Date	Nov 16, 2021
Instrument	6087/1899

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 18, 2019
Property Address	2119 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070
Document Number	0056080894
Book / Page	5608 / 0894
Map Reference	MB 18 PG 40
Instrument Date	Oct 18, 2019
Instrument	2019135148
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,889.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5142 APPENINE LOOP W, 5142, SAINT CLOUD, FL 34771-9213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2119 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070

Mortgage

Document Number	0005608895
Date	Oct 18, 2019
Instrument	5608/895

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 27, 2019
Property Address	2119 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070
Document Number	0054822657
Book / Page	005482 / 002657
Instrument Date	Feb 14, 2019
Instrument	24755
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5142 APPENINE LOOP W ST CLOUD FL 347719213, ST CLOUD, FL 34771-9213

Mortgage

Document Number	54822663
Date	Feb 27, 2019
Book Page	005482/002663
Instrument	24756

Lender

Name	NANCY C & RICHARD O WOLFE
Address	704 PALMA SOLA BLVD, BRADENTON, FL 34209-3340

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Feb 26, 2022

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 29, 2018
Property Address	2119 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070
Document Number	0053922944
Book / Page	005392 / 002944
Instrument Date	Aug 16, 2018
Instrument	131271
Transaction Type	Foreclosure
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	499 NW 70TH AVE #309 PLANTATION FL 333177574, 309, PLANTATION, FL 33317-7574
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,562.00 (+0.48%) Homeowner's exemption	$342,000 (+0.35%) Land $70,000 Building $272,000	$342,000 (+0.35%) Land $70,000 Building $272,000
2023	$7,526.00 (-0.28%) Homeowner's exemption	$340,800 (+12.62%) Land $60,000 Building $280,800	$340,800 (+12.62%) Land $60,000 Building $280,800
2022	$7,547.00	$302,600 Land $55,000 Building $247,600	$302,600 Land $55,000 Building $247,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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