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2109 Continental St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2109 Continental St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,615 sqft · built 2006
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Mar 2021)
Tax Bill$6,223 (2025)
Deeds & MortgagesSep 2023 Transfer
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN138232

Property Details

APN / Parcel Number

Primary APN138232
Alternative APN
  • 092630005400010690

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,615 sqft Heated Area
Gross Area2,291 sqft
1st Floor Area1,720 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number138232
Street Address2109 CONTINENTAL ST
CitySAINT CLOUD
StateFL
Zip34769-7070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PHASE 1A PB 18 PG 40-42 LOT 69
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK
Legal Phase1A
Legal Tract54
Legal Block1
Legal Lot Number69
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1021
Census Tract43208

Owner

Source: Osceola County records · APN 138232

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address2109 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 17, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleMar 17, 2021 · Amount on Record
Deed SaleMar 17, 2021 · Amount on Record
Prior SaleMar 17, 2021 · Amount on Record
Deed Document Number0059141095
Deed Book / Page5914 / 1095
Last Transfer DateSep 01, 2023
Transfer Doc0064672801
Record UpdatedJun 08, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 01, 2023
Property Address2109 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070
Document Number0064672801
Book / Page6467 / 2801
Map ReferenceMB 18 PG 40-42
Instrument DateAug 29, 2023
Instrument2023115673
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2109 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2109 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2021
Property Address2109 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070
Document Number0059141095
Book / Page5914 / 1095
Map ReferenceMB 18 PG 40-42
Instrument DateMar 16, 2021
Instrument2021039861
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8619 104TH ST, 8619, RICHMOND HILL, NY 11418-1539

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 CONTINENTAL ST, SAINT CLOUD, FL 34769-7070

Mortgage

Document Number0059141096
DateMar 17, 2021
Instrument5914/1096
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,223.00 (+16.78%) Homeowner's exemption$267,175 (+22.1%)$284,100 (+0.28%) Land $70,000 Building $214,100
2023$5,329.00 (+3.3%) Homeowner's exemption$218,816 (+3%)$283,300 (+18.09%) Land $60,000 Building $223,300
2022$5,159.00 Homeowner's exemption$212,443$239,900 Land $55,000 Building $184,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
6 under condo master policies

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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